Thursday Coffee with MarkZ, joined by Dr. Scott Young. 01/15/2026

Thursday Coffee with MarkZ, joined by Dr. Scott Young. 01/15/2026

Some highlights by PDK-Not verbatim

MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context.  Be sure to consult a professional for any financial decisions

Member: Good Morning…..Happy Thursday

Member: Mark, will the new digital dinar solve most of the Iranian crook problems?

MZ: yes…It absolutely would…the I-Dinar would fix 99% of them.

Member: And the I-dinar is supposed to be gold backed…..hope they hurry and git it done.

MZ: “Iraq’s Envoy waves for upcoming sanctions on new Iraqi networks. Talks with US Treasury” They are talking that the Kurdistan region extended their temporary HCL agreement by 3 months…while they work through things.. . They don’t believe they will need it. But they extended it another 3 months for oil pumping…the oil pipeline in turkey and Ceyhan……This dominated the news today….part of the HCL they have been working on.

MZ: The parliament has been working on HCL for the last 3 days.

Membr: Another delay……Not a bit surprised…..Iraq is full of professional can kickers.

Member: How the heck is the HCL not passed yet. Unreal.

Member: If hcl is passed an implementation is done before new rate iraq citizens would only receive 13 dollars a month.

MZ: I continue to be told from Iraqi sources ….First the budget…then the HCL…Then the Prime Minister…..and somewhere around the HCL/budget part we get our change in value.

Member: MARK Z If your order is Budget, HCL, Prime minister. We only need the budget, which has the rate for us to go.

Member: Do you think the Zim will go at the same time as the dinar and dong?

MZ: I do…..I very much believe they will

MZ: On the group side, it continues to be quiet……. and on the bond side it’s getting interesting…..

MZ: We do have a historic bond meeting that is underway even as we speak in Zurich…..hope to soon have an update on what they learn today. They were told specifically last night to expect their funding today…..that they were initiating all the payments and have started the process. They are initiating the transfer or release of funds. They expect to have full use of it by early next week.

MZ: So things are moving this week but will take awhile Because of KYC (Know your customer) laws to have full access. That is what they are being told

Member: After years of decades of waiting…one would think they had already done KYC stuff??? Wow

MZ: Don’t beat me up…I’m just the messenger.

MZ:  I will give updates tonight ( If I get them) in the “RECORDED” evening news .

Member: I believe we need this clarity act, they don’t vote on that now until Jan 22nd

Member: I wonder if the RV will be on hold since this clarity act is pushed back?!?

Member: Bank of America and Chase online have been down for 3 days. Anyone else having this problem?

Member: Mark- there are so many opinions about rv exchange protocols. What is your perspective? You would think the rv exchange teams would have protocols out to all “gurus” so everyone in 4b is educated.

Member: Its possible that we will get those instructions with exchange appointment numbers. It would make sense to see those soon.

Member: Feels like a good time for the RV this weekend.

Member: It’s a 3 day weekend for Martin Luther King…….maybe ???????

Member: Thanks Mark and Dr. Scott……hope everyone has a safe and warm day today

Mark is possibly stopping live evening streams and may just release recorded messages from now on. We will post new schedule when its available

Dr. Scott and StacieZ join the stream today. Please listen to the replay for their information and opinions.

THE CONTENT IN THIS PODCAST IS FOR GENERAL & EDUCATIONAL PURPOSES ONLY&NOT INTENDED TO PROVIDE ANY PROFESSIONAL, FINANCIAL OR LEGAL ADVICE. PLEASE CONSIDER EVERYTHING DISCUSSED IN MARKZ’S OPINION ONLY

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Note from PDK: Please listen to the replay for all the details and entire stream….I do not transcribe political opinions, medical opinions or many guests on this stream……just RV/currency related topics.

THANK YOU ALL FOR JOINING. HAVE A BLESSED NIGHT! SEE YOU ALL TONIGHT AT 7:00 PM EST OR IN THE MORNING FOR COFFEE @ 10:00 AM EST ~ UNLESS BREAKING NEWS HAPPENS!

FROM NOW ON NO MORE NIGHTLY PODCASTS ON MONDAYS AND FRIDAYS

Youtube:     https://www.youtube.com/watch?v=oLLWYeiOFAk

News, Rumors and Opinions Thursday 1-15-2026

Note: All intel should be considered as "Rumors" until we receive official announcements ...and “Rates and Dates” could change anytime until we get to the banks/redemption centers.

RV Excerpts from the Restored Republic via a GCR Update as of Thurs. 15 Jan. 2026

Compiled Thurs. 15 2026 12:01 am EST by Judy Byington

Banks Failing
Fiat US Dollar Collapsing
Billions in Stolen Wealth Recovered
Global Currency Reset Activated
And Power Is Shifting Back To The People

Tues. 13 Jan. 2026 The Big Call Bruce: The latest information from a hot Wells Fargo source indicated that we were expecting everything to fly either next Sunday 18 Jan. 2026 or the following Wed. 21 Jan. 2026. Some Redemption Center Leadership Staff say it could be earlier, maybe Friday-Saturday.

~~~~~~~~~~~~~~

Wed. 14 Jan. 2026 Fox News TREASURY BOMBSHELL: $100–$150 BILLION SET TO FLOW BACK TO AMERICANS IN Q1 2026 …Ezra Cohen on Telegram

A major development is quietly taking shape beneath the surface, and its impact could be felt across every household and every market. The U.S. Treasury has confirmed that a massive wave of tax refunds is scheduled to hit in early 2026, with an estimated 100 to 150 billion dollars flowing directly back to the American people. For most households, that translates to roughly 1,000 to 2,000 dollars in cash arriving right as the new year begins.

This is not a projection or a theory. These are Treasury-confirmed figures. And just as important, this is not stimulus, not new debt, and not printed money. This is income Americans already earned, simply returning where it belongs.

The scale of this refund cycle matters. When cash moves directly into households, it does not sit idle. Bills get paid, spending increases, confidence improves, small businesses feel the impact first, and the broader economy follows. Treasury expectations point to a measurable lift in economic activity through the first and second quarters of 2026, creating a momentum effect that builds as the year unfolds.

From a market perspective, the signal is just as clear. Liquidity is returning to the system. Historically, when Americans have more cash and less financial pressure, consumer spending accelerates, sentiment improves, and risk appetite returns. Capital finds its way back into stocks, small caps, crypto, and other growth-sensitive assets. Markets do not move on politics or noise. They move on cash flow.

What makes this refund cycle fundamentally different from past stimulus programs is its structure. There is no money printing, no emergency legislation, no expansion of federal debt, and no inflation-driven panic response. This is a refund cycle, meaning existing money is being recycled back into the economy. That supports growth without destabilizing the system. Refunds strengthen the foundation, while stimulus creates new liabilities.

Zooming out, the bigger picture is simple. When Americans keep more of their own money, the economy works better. Households do not need lectures or instructions on how to spend. They need breathing room. Economic confidence does not start on Wall Street. It starts at the kitchen table.

Timing only amplifies the effect. A major refund wave landing in early 2026 boosts morale, strengthens consumer balance sheets, stabilizes expectations, and shifts the narrative from fear to forward momentum. These are the quiet but powerful levers that change sentiment quickly, even without dramatic headlines.

FINAL TAKE Between 100 and 150 billion dollars is set to return to Americans. Most households can expect around 1,000 to 2,000 dollars. The impact begins in Q1 2026, with a broader economic lift expected to follow. This is not hype. This is not speculation. This is money moving. And when money moves, everything else follows. Watch Q1. Watch Q2. The signal is clear.

Read full post here:  https://dinarchronicles.com/2026/01/15/restored-republic-via-a-gcr-update-as-of-january-15-2026/

Courtesy of Dinar Guru:  https://www.dinarguru.com/

Militia Man  The goal is to position Iraq as a regional financial center.  Think about that.  Really?  1310 going to have a regional financial center?  I don't think so.

Frank26   It is possible Sudani may not be the Prime Minister…It is possible he has stepped aside.  We don’t know the full results yet.  It’s possible Donald Trump is going to tell him, ‘Get your ass back in there.’ I don’t know.  But we do know Sudani decided to say, ‘I’m going to step aside.’  Apparently Trump got a bad report from Savaya…IMO Sudani blew it…Maliki?  Of course not…The reason I suggest to you al-Awadi is because al-Awadi is Sudani’s right hand man…This guy maybe will listen to Trump, play fair with your currency and pay up.

Jeff   The central bank is completely autonomous.  They can change the rate whenever they want.  What we don't know is do they perceive or deem the formation of the government as a level being completed.  Is that a level of stability regarding the rate change?  We'll never know.  We can't confirm.  We have no way to verify that...It does make sense for them to change the rate before the government is done formed and completed.  Reason why is they still have quite a bit of things they have to do after the rate changes.  They have to approved 150+ laws.  One of those would be the '26 budget. 

***********

Citi's SHOCKING Warning: Why They Say in SIX DAYS Markets Will CRASH!

Steven Van Metre:  1-15-2026

Citibank just dropped a bombshell warning: that in six days we are facing a massive economic slowdown and a stock market crash.

The shocking truth, the real crisis is already brewing.

https://www.youtube.com/watch?v=h9ymcFNPnDE

Seeds of Wisdom RV and Economics Updates Thursday Morning 1-15-26

Good Morning Dinar Recaps,

XRP Faces Jan 15 CLARITY Act Test as ETFs Signal Confidence

Regulatory clarity meets a critical technical support zone

Overview

• XRP is trading above the key $2.00 level as U.S. lawmakers prepare for a pivotal Jan. 15 vote on the CLARITY Act.

• The outcome could shape XRP’s long-term regulatory positioning and institutional adoption.

• Despite a broader crypto market pullback, XRP spot ETFs recorded $4.92 million in net inflows, signaling continued investor confidence.

Key Developments

• A U.S. Senate Committee markup session for the Digital Asset Market Structure and Clarity Act of 2025 is scheduled for 10:00 AM ET on January 15.

• The bill aims to establish a comprehensive regulatory framework for digital commodities.

• It outlines oversight responsibilities for the CFTC, addresses wash trading, and mandates proof-of-reserves requirements.

Why the CLARITY Act Matters for Crypto

• Passage could reduce regulatory uncertainty that has constrained institutional participation.

• Clearer rules may lower compliance barriers for altcoins like XRP, improving scalability and adoption.

• Supporters argue the bill balances innovation with transparency and guardrails.

XRP ETFs Show Growing Institutional Interest

• On January 9, XRP spot ETFs added approximately 2.32 million XRP, reflecting $4.92M in net inflows.

• ETF demand suggests confidence in XRP’s regulatory outlook, even amid near-term market weakness.

• Price action continues to track institutional sentiment, not just retail speculation.

Technical Snapshot: Can $2.00 Hold?

• XRP is trading near $2.08 after pulling back from recent highs.

• Momentum indicators:

• MACD below the signal line signals short-term bearish pressure

• RSI near 43, indicating a neutral, non-oversold condition

• Upside scenario:

• Holding $2.00 could allow a move toward $2.20 resistance

• A breakout above $2.20 opens targets at $2.35 and $2.50

• Downside risk:

• A break below $2.00 may expose $1.90, then $1.80 as next supports

Why It Matters

• XRP sits at the intersection of regulation and institutional adoption.

• The Jan. 15 vote represents a policy catalyst, not just a technical one, that could influence longer-term valuation.

Why It Matters to Foreign Currency Holders

• Regulatory clarity for digital assets supports alternative value rails alongside fiat currencies.

• For foreign currency holders anticipating a Global Reset, clearer crypto frameworks strengthen the case for multi-system monetary coexistence rather than reliance on a single reserve currency.

• XRP’s use case in cross-border settlement narratives keeps it relevant in broader currency realignment discussions.

Key Takeaway

• XRP’s near-term price hinges on $2.00 support, but its longer-term trajectory may be shaped by Washington, not charts.

• Regulatory clarity could prove more decisive than short-term volatility.

Sometimes the biggest price driver isn’t the market — it’s the vote.

Seeds of Wisdom Team
Newshounds News

Sources

• CoinGape — XRP Price Outlook Ahead of Jan 15 CLARITY Act Vote

• Cointelegraph — U.S. lawmakers advance crypto market structure legislation

~~~~~~~~~~

Russia Pushes Crypto Into “Everyday Finance” With Retail Access Bill

Caps, controls, and cross-border strategy redefine Moscow’s digital asset stance

Overview

• Russia is preparing legislation to open limited cryptocurrency access to everyday investors.

• The bill would allow non-qualified retail participants to buy crypto up to 300,000 rubles (about $3,800).

• Lawmakers aim to normalize crypto as part of the financial system, rather than treating it as a special or experimental asset class.

Key Developments

• The draft bill is expected to be reviewed during the spring session of the State Duma.

• It would remove cryptocurrencies from a special regulatory regime that has historically restricted their use.

• The proposal reflects a shift toward treating digital assets as routine financial instruments with guardrails.

Retail Access — With Firm Limits

• Non-qualified investors would gain access, but only within clearly defined caps.

• Authorities stress that crypto exposure must be controlled to prevent speculation and household risk.

• The 300,000-ruble limit is designed to allow participation without destabilizing the financial system.

Cross-Border and Strategic Use

• Beyond domestic trading, the bill supports:

• Crypto-based cross-border settlements

• Token issuance in Russia for placement on foreign markets

• These measures align with Russia’s ongoing efforts to diversify away from traditional financial rails amid sanctions pressure.

Central Bank Caution Remains

• The Bank of Russia continues to warn about systemic risks from unrestricted retail crypto access.

• Prior proposals included:

• Risk-awareness testing for retail investors

• Continued bans on anonymous and privacy-focused digital assets

• The new bill reflects a compromise between innovation and strict oversight.

Why It Matters

• Russia is signaling that crypto is no longer fringe — but policy-managed infrastructure.

• By integrating digital assets into everyday finance, Moscow is building parallel financial capabilities while maintaining tight state control.

Why It Matters to Foreign Currency Holders

• Expanded crypto use in Russia strengthens alternative settlement channels outside the dollar system.

• For foreign currency holders anticipating a Global Reset, this move reflects gradual system diversification rather than abrupt disruption.

• It reinforces the trend toward multiple value rails — fiat, crypto, and local currencies — coexisting during monetary realignment.

Key Takeaway

• Russia is not liberalizing crypto — it is institutionalizing it.

• Limited retail access, strict caps, and cross-border functionality point to strategic normalization, not speculation.

Crypto doesn’t go mainstream overnight — it gets regulated first.

Seeds of Wisdom Team
Newshounds News

Sources

• Bitcoin Magazine — Russia Moves to Make Crypto ‘Everyday Finance’ as Lawmakers Prepare Retail Access Bill

• Reuters — Russia explores regulated crypto use for domestic and cross-border payments

~~~~~~~~~~

🌱 A Message to Our Currency Holders🌱

If you’ve been holding foreign currency for many years, you were not foolish.
You were not wrong to believe the global financial system would change.

What failed was not your patience — it was the information you were given.

For years, dates, rumors, and personalities replaced facts, structure, and proof. “This week” predictions created cycles of hope and disappointment that were never based on how currencies actually change.

That is not your failure.

Our mission here is different:  • No dates • No rates • No hype • No gurus

Instead, we focus on:
• Verifiable developments • Institutional evidence
• Global financial structure • Where countries actually sit in the process

Currency value changes only come after sovereignty, trade, banking, settlement systems, and fiscal coordination are in place. History and institutions confirm this sequence.

You will see silence. You will see denials. That is not delay — that is discipline.

Protect your identity. Organize your documents.   Verify everything.
Never hand your discernment to anyone who cannot show proof.

You deserve truth — not timelines.

Seeds of Wisdom Team
Newshounds News

Seeds of Wisdom Team RV Currency Facts Youtube and Rumble

Newshound's News Telegram Room Link

RV Facts with Proof Links Link

RV Updates Proof links - Facts Link

Follow the Gold/Silver Rate COMEX

Follow Fast Facts

Seeds of Wisdom Team™ Website

Thank you Dinar Recaps

A New Poll Has A Bold Prediction For The Value Of Gold In 2026

A New Poll Has A Bold Prediction For The Value Of Gold In 2026

Kyle Schurman   December 18, 2025

If you have been looking for a way to expand your investment returns in recent years, you might have considered gold. While there is a caveat to buying gold in 2025, it did go up in value throughout the year. As of mid-December 2025, it was solidly on its way to its largest year-over-year value increase in more than four decades. With those kinds of gains already locked in, you may now be wondering if gold is again worth buying in 2026.

A new poll from Goldman Sachs says that you may want to add gold to your portfolio before the new year. The investment bank took a survey in mid-November 2025 of more than 900 institutional investor clients using the Goldman Sachs Marquee platform. Almost 70% of the people responding to the poll expect gold to exceed $4,500 per ounce by the end of 2026 (via CNBC). As of December 15, 2025, that amount of gold is trading for around $4,300, so that suggests the potential for a pretty sizable increase.

In an interview with Bloomberg Television in late November 2025, Daan Struyven, the co-head of global commodities research at Goldman Sachs, said the company's outlook for gold in 2026 matches its poll respondents' optimism. He predicted at least a 20% increase in the price of gold by the end of 2026, and that it could reach $4,900 per troy ounce in that time.

There's widespread optimism that gold will keep appreciating

According to the Goldman Sachs poll, 36% of those surveyed predict that the price of gold will surpass $5,000 per ounce by the end of 2026. A slightly smaller portion believes gold will settle at between $4,500 and $5,000 per ounce by the time 2026 comes to an end. About 22% of poll participants expect that gold will be roughly stagnant during 2026 and finish out the year at between $4,000 and $4,500 per ounce. Only 5% see gold's per-ounce price dropping during the next year and settling at between $3,500 and $4,000. Even fewer — about 3% — predict it will fall below $3,500.

If the majority is correct, it would mean a continuation of gold hitting unprecedented milestones. This trend has made it difficult for people trying to predict market movements. Many of the predictions that market experts made at the end of 2024 for gold prices in 2025 were surpassed before the midpoint of the year, causing many researchers to adjust their predictions upward. Gold had never surpassed $4,000 per ounce until October 2025. 

To Continue and Read More:  https://finance.yahoo.com/news/bubble-worries-fail-break-wall-050100636.html

MilitiaMan and Crew: IQD News Update-CBI focus-Credit Rating-Gatekeepers Watching

MilitiaMan and Crew: IQD News Update-CBI focus-Credit Rating-Gatekeepers Watching

1-14-2026

The Crew:  Samson, PompeyPeter, Petra, Daytrader, Sunkissed, GIGI and Militia Man

Follow MM on X == https://x.com/Slashn

Be sure to listen to full video for all the news……..

https://www.youtube.com/watch?v=lBZl6l1WAXc

FRANK26….1-14-26…….UNIFIED

KTFA

Wednesday Night Video

FRANK26….1-14-26…….UNIFIED

This video is in Frank’s and his team’s opinion only

Frank’s team is Walkingstick, Eddie in Iraq and guests

Playback Number: 605-313-5163   PIN: 156996#

https://www.youtube.com/watch?v=8PMxpauVwt0

Iraq Economic News and Points To Ponder Wednesday Evening 1-14-26

Basrah Crudes Rise Despite Global Decline

2026-01-14 Shafaq News– Basrah   On Wednesday, Iraq’s Basrah crude edged up with a drop in global oil prices.

Basrah Heavy crude increased by $1.17 to $59.07 per barrel, and Basrah Medium crude by $1.17 further reaching $61.62 per barrel.

Brent crude futures fell 9 cents, or 0.14%, to $65.38 a barrel. West Texas Intermediate (WTI) crude futures dropped 12 cents, or 0.2%, to $61.03.   https://www.shafaq.com/en/Economy/Basrah-crudes-rise-despite-global-decline-4-5

US Oil Prices Fall More Than $1 As Trump’s Comments Ease Iran Tension Fears

2026-01-14 Shafaq News    US oil prices fell more than $1 in early Asian trade on Thursday after US President Donald Trump said killings in Iran's crackdown on nationwide protests were subsiding, easing fears of supply disruptions and possible military action against Iran.

US West Texas Intermediate crude futures were trading at $60.78 a barrel at 2322 GMT, down $1.24, or 2%, from the previous day's close.

WTI had settled more than 1% higher on Wednesday, then gave back most of those gains after Trump's remarks reduced concerns over a potential US attack on Iran and supply disruptions.

(Reuters)   Only the headline is edited by Shafaq News.  https://www.shafaq.com/en/Economy/US-oil-prices-fall-more-than-1-as-Trump-s-comments-ease-Iran-tension-fears

Iran Orders Temporary Closure Of National Airspace

2026-01-14 Shafaq News- Tehran   Iran issued a Notice to Airmen (NOTAM) on Wednesday ordering the temporary closure of its airspace to all flights, while allowing international flights to and from the country that have obtained prior authorization.

The notice stated that the closure would remain in effect for “slightly more than two hours,” without providing an official explanation for the decision or indicating whether the measure could be extended.

This move followed a heightened regional tensions, as several European countries, including Italy, Poland, Germany, and Spain, urged their citizens to leave Iran. 

Earlier, Reuters cited European officials on Wednesday, saying that US military intervention against Iran could occur within the next 24 hours. https://www.shafaq.com/en/Middle-East/Iran-orders-temporary-closure-of-national-airspace

The Central Organization For Standardization Announces The Implementation Of A Plan To Transition From Traditional To Electronic Oversight.

The Central Organization for Standardization and Quality Control (COSQC) revealed on Wednesday a plan to transition from traditional to digital oversight, explaining that this digital transformation will streamline procedures and enhance transparency. The organization also emphasized its commitment to building an integrated system for monitoring the operations of local companies and pre-inspection procedures.

Fayyad al-Dulaimi, head of COSQC, stated that "the organization has a plan to transition from traditional to digital (electronic) oversight, in addition to adopting participatory community oversight, particularly regarding market monitoring and all matters falling outside the organization's traditional scope of work."

Al-Dulaimi explained that "the agency seeks to build an integrated system known as the monitoring and control room, to follow up on the work of local companies and pre-inspection procedures, in order to ensure the accuracy of information and analysis and sound decision-making in monitoring goods and merchandise in terms of quantity, quality, origin, and degree of conformity or non-conformity, which provides a real vision for controlling this file, and will reflect positively on the country’s economy in the future through the accuracy of procedures and ensuring the prevention of the entry of non-conforming goods."

He pointed out that "digital transformation contributes to simplifying procedures and enhancing transparency," noting that "unifying systems reduces errors."

He explained that "any digital transformation project is based on two fundamental aspects: the first is material, represented by providing the infrastructure, and the second is training personnel on digital systems and devices in a manner that suits the nature of the central agency's work."

He affirmed that "the foundations and plans have been laid, and implementation has begun with the first step: establishing the operations room and equipping it with the devices and systems that meet the requirements of the government program."

Al-Dulaimi stated that "the main objective of digital transformation is to ensure citizen security by verifying that goods and products conform to approved specifications, thus achieving public health and safety."

He indicated that "the agency has developed plans to enhance five service areas encompassing more than 28 sub-services. We have started with two services, and the remaining three are scheduled for completion by 2026. These include selling specifications electronically, providing remote goods inspection services, electronic payment, remote patent services, and electronic revenue collection."

He stressed that “traditional oversight will gradually be transformed into electronic oversight, which will be reflected in the speed of completing transactions,” noting that “all these services will be available through the official websites of the Central Agency,” indicating that “the Agency has started with the first steps, and they will be officially announced within the next two months.”   https://economy-news.net/content.php?id=64594

The US Deficit Decreased By Approximately $22.8 Billion During The Third Quarter.

The US current account deficit recorded a notable decline during the third quarter of 2025, affected by the application of tariffs on imports, along with an increase in primary revenues.

The U.S. Commerce Department's Bureau of Economic Analysis reported Wednesday that the current account deficit, which reflects the movement of goods, services, and investments to and from the United States, fell by $22.8 billion, or 9.2%, in the third quarter to $226.4 billion, its lowest level since the third quarter of 2023, according to Reuters

.These figures came in below the expectations of economists surveyed by Reuters, who predicted the deficit would fall to around $238.4 billion. The report's release was delayed due to the 43-day government shutdown.

The deficit reached 2.9% of GDP, the lowest level since the first quarter of 2020, compared to 3.3% in the second quarter.

The deficit peaked at 6.3% in the third quarter of 2006. The sweeping tariffs imposed by US President Donald Trump reduced import flows, helping to narrow the trade deficit.

Imports of goods declined.

Imports of goods declined by $5 billion to $815.4 billion in the third quarter, due to a decrease in consumer goods imports, while gold imports increased. Imports of services also rose by approximately $3.1 billion to reach $225 billion.

Conversely, merchandise exports fell by $1.9 billion to $548 billion, impacted by declining gold prices, despite increases in capital and consumer goods exports. Meanwhile, service exports rose by approximately $11.7 billion to reach $314.2 billion.

The merchandise trade deficit narrowed to $267.4 billion, compared to $270.4 billion in the previous quarter.

On the revenue side, core revenue increased by $16.3 billion to $395.2 billion, supported by increased returns on direct investment, while core revenue payments increased by $5.3 billion to $390 billion.

Secondary revenues also declined by $2 billion to $44.4 billion, while secondary revenue payments decreased by about $2.1 billion to $97.9 billion, as a result of a decline in general government transfers.    https://economy-news.net/content.php?id=64595

Washington Allocates $700 Billion To Buy Greenland

NBC News reported that the United States might pay $700 billion to purchase Greenland if President Donald Trump succeeds in finalizing the deal.

Citing sources familiar with the planning within the Trump administration, the network indicated that "experts, scientists, and former U.S. officials have been involved in assessing the price of Greenland," noting that "acquiring the island is essential for the United States to create a strategic buffer zone in the Arctic against America's main rivals" (Russia and China).

Trump has repeatedly stated the need for Greenland to join the United States. During his first term as president, he proposed purchasing Greenland, and in March 2025, he expressed confidence in its annexation.

In a related matter, former White House Deputy Chief of Staff Stephen Miller questioned Denmark's right to control the island and stated that it should become part of the United States. Later, Trump stated that Greenland's defense consists of "two teams." 

He suggested that Russia or China could "take" the island if the United States does not.
Greenland is currently a self-governing territory of Denmark. In 1951, Washington and Copenhagen signed a treaty to protect Greenland in addition to their alliance obligations under NATO.   https://economy-news.net/content.php?id=64591

How Much Is One Ring Worth After Gold Prices Soared In 2025?

How Much Is One Ring Worth After Gold Prices Soared In 2025?

Susan Tompor, Detroit Free Press   December 17, 2025

I asked my husband to take off his gold wedding band — again. I wanted to see one more time what I'd get if we wanted to sell it.  Sure, we've been married 30 years. But after 30 years of marriage, well, he's learned to roll with oddball requests — and even ribbing when the ring initially didn't want to come off.

"We buy gold" signs grab your eye after gold prices broke one record after another in 2025. The record price for spot gold was trading at an intraday high of $4,380.99 an ounce Oct. 17, according to Kitco.com.

On Thursday morning, Dec. 11, the day I trekked out in the cold to get a few price quotes, the spot gold price was trading around $4,250 an ounce — up nearly 63% so far in 2025.

On Dec. 11, gold shot up to the highest point in more than a month, following the Federal Reserve's decision Dec. 10 to cut interest rates by a quarter percentage point. Traders expect lower interest rates ahead, which can be bullish for gold prices.

Yet if you're thinking about taking advantage of high gold prices to get rid of some gold, maybe a broken chain for a locket or even a gold ring from a loved one, you shouldn't expect to receive the same amount of money everywhere you go.

What different jewelers and pawn shops offer to pay a seller for old gold jewelry can vary substantially — even as much as 50% in one example I found recently. Sometimes, the price difference is even higher.

Higher prices for gold hits holiday shoppers

Gold is volatile in price but viewed as a hedge against uncertain times — and we've had our share in 2025. Persistent inflation; three rate cuts by the Federal Reserve in 2025 after three rate cuts in 2024, which make some savings vehicles less attractive; a decline in the value of the U.S. dollar; global tensions relating to tariffs and wars.

Gold is commanding a higher price for many shoppers this holiday season, too, according to the annual PNC Christmas Price Index that reviews the cost of the gifts from the classic holiday carol “The Twelve Days of Christmas."

"Five gold rings saw the single-biggest price jump by far" in that grouping of 12 categories, including a partridge in a pear tree. The price of the partridge remained unchanged at $20.18 for one bird, but the pear tree shot up in price by 14.3% to $400 in the past year, according to the index now in its 42nd year.

By contrast, the "five golden rings" in the song soared in price by 32.5% year-over-year. It's sort of a bargain when you consider the 45% jump in gold prices, as of Oct. 31. Jewelers, obviously, didn't raise prices as much to try to hold onto some sales.

The five gold rings would cost $1,649.90 in 2025 based on the PNC analysis.

The cost of the 12 gift basket rose 4.5% compared with last year, outpacing the Bureau of Labor Statistics Consumer Price Index year-over-year reading of 3% for September, which was released Oct. 24.

Data is compiled using sources from across the country, including dance and theater companies, hatcheries, pet stores and others. Overall, the total cost to buy the 12 gifts that comprise the PNC CPI for the holidays hit $51,476.12 in 2025.

Buying all the gifts rattled off in the popular, but incredibly annoying Christmas song would have cost you $46,729.86 just two years ago in 2023. And, oddly enough, in 2023, the price for five gold rings was $1,245 and had stayed flat for the first time in more than five years.

What I discovered trying to cash in gold

To continue and read more:  https://finance.yahoo.com/news/one-gold-ring-much-worth-120225006.html     

Swisher1776: This is a Modern Sovereign Transition, Not Kuwait 2.0

Swisher1776: This is a Modern Sovereign Transition, Not Kuwait 2.0

1-14-2025

Respectfully, this comparison is not accurate, and here’s why:

Kuwait’s 1991 revaluation occurred after a foreign occupation and currency replacement, under a monarchal system, with an external peg restored almost immediately. That situation involved physical currency withdrawal and reinstatement, not institutional reform.

Iraq today is in a completely different framework.

What we’re seeing now is constitutional, judicial, and institutional sequencing:

Central Bank executing monetary policy

Ministry of Finance aligning fiscal controls

Courts and political blocs resolving legitimacy and authority

Caretaker limitations being clarified by law

That is not misdirection — that is rule-of-law execution.

No exchange rate mechanism activates without:

legal authority

institutional continuity

international compliance

banking system readiness

Political noise often increases during ececution phases, because decisions are being locked in, not undone.

Kuwait didn’t have Basel III, FATCA, global payment rails, or modern compliance requirements. Iraq does.

This isn’t Kuwait 2.0.
This is a modern sovereign transition under global standards.

Appreciate the discussion.

Swisher1776: IQD RV: CARETAKER GOVERNMENT ACTIVATED AS DISCLOSURE SIGNALS SUDANI ACCOUNTABILITY

The leader of the State of Law Coalition (SLC), Nouri Al-Maliki, who will head the next government, will revoke all recent decisions issued by the caretaker government led by Prime Minister Mohammed Shia Al-Sudani

Iraqi lawmaker Ibtisam Al-Hilali said on Tuesday. Speaking to Shafaq News, Al-Hilali described the decisions taken by the government and the prime minister as illegal and lacking constitutional legitimacy, citing Federal Supreme Court ruling No. 213/Federal/2025, which she said ended the fifth parliamentary term and “converted Mohammed Shia Al-Sudani’s cabinet into a caretaker government with limited authority restricted to managing daily affairs.”

The reversals, Al-Hilali stated, would include decisions related to “incorrect tax and customs fees, as well as measures suspending leave, scholarships, and employee transfers.” Iraq’s caretaking government approved a series of decisions affecting multiple sectors during its most recent session, according to documents issued by the General Secretariat of the Council of Ministers.

 Among the measures, the cabinet endorsed a recommendation from the Ministerial Council for the Economy allowing ministries and entities not affiliated with a ministry to sell non-productive vehicles that are at least 15 years old.

The approval also covers the sale of all idle or surplus productive and non-productive vehicles, equipment, generators, construction machinery, and other types of machinery, regardless of their year of manufacture, across government departments. Fuel allocations for ministries, non-ministerial entities, and provincial administrations will be reduced by 50 percent from current levels.

 Another decision establishes the academic certificate under which an employee was first appointed to a state institution as the final qualification for all official purposes. Degrees obtained during employment will not be recognized across government institutions and specializations, with a limited exception applied to the Ministry of Higher Education.

 Additional measures include suspending transfers to the Ministries of Oil, Finance, Education, and Higher Education, as well as to any other entity where a transfer or secondment would result in increased financial allocations. State-funded overseas scholarships for all fields of study have also been halted.

Thomas Price:  The Maliki information is misdirection… Just like Kuwait when they RVd and said the King is dead etc. - Kuwait 2.0

https://x.com/price_thom18702/status/2011263487956435448

Source(s):  https://x.com/swisher1776/status/2011291858488512749

 https://dinarchronicles.com/2026/01/14/swisher1776-this-is-a-modern-sovereign-transition-not-kuwait-2-0/

The Clarity Act is Not Capture, it’s Alignment

The Clarity Act is Not Capture, it’s Alignment

1-14-2026

Rob Cunningham | KUWL.show  @KuwlShow

The Clarity Act Is Not “Capture.” It Is Alignment.

The Clarity Act governs behavior – but the architecture governs power.

Law can constrain actors, but only transparent, atomic systems eliminate the incentives and mechanisms for abuse.

Digital asset markets don’t fail because of innovation.
They fail because of opacity, jurisdictional confusion, and discretionary power.

The CLARITY Act does one simple thing:
It replaces uncertainty with enforceable rules.

And here’s the part many are missing:

Clear rules do not enable institutional capture – they remove it.

Why?

Because institutions cannot capture:

Neutral code

Atomic settlement

Public, auditable ledgers

Programmatic supply

On-chain truth

They can only participate.

And participation under transparent, rules-based systems is the opposite of capture.

This is not crypto being absorbed by legacy finance.
This is legacy finance being forced to behave honestly.

Investor Protection Is Structural, Not Cosmetic

Fraud remains illigal.
Securities remain securities.
AML, sanctions, and enforcement remain intact.

But once settlement is atomic and ledgers are auditable:

Market manipulation becomes visible

Rehypothecation becomes impossible

Counterparty risk becomes measurable

Insider abuse loses cover

Stablecoins Aren’t Speculation – They’re Settlement

Record stablecoin supply is not a bull signal.
It’s a plumbing signal.

They represent:

Unit-of-account trust

Velocity without volatility

Cross-border neutrality

Finality without intermediaries

No opaque monetary system survives once:

Settlement is instant

Liquidity is transparent

Compliance is automated

Assets are tokenized at the source

This Isn’t Optimism — It’s Engineering

When regulators talk about markets moving on-chain, they’re not predicting adoption.

They’re describing deployment.

Capital isn’t ideological.
It flows where:

Friction is lowest

Risk is smallest

Cost is minimal

Truth is highest

Finality is guaranteed

That equation is already solved.

Bottom Line

CLARITY doesn’t weaken markets – it hardens them.
It doesn’t protect bad actors – it exposes them.
It doesn’t enable capture – it ends opacity.

This isn’t a bull market thesis.

It’s a NEW monetary operating system.
Goodbye @federalreserve.

And once it’s live, no serious actor goes back.

1) Uncertainty enables abuse. Clear rules + transparent systems do not.
2) Bad actors lose leverage.
3) Intent and control matter – not mere publication of software.
4) Liquidity follows structural advantage, not ideology.

“How do we constrain institutions?”
By removing the tools they used to abuse power in the first place.

Source(s):   https://x.com/KuwlShow/status/2011259630597603748

https://dinarchronicles.com/2026/01/14/rob-cunningham-the-clarity-act-is-not-capture-its-alignment/

Seeds of Wisdom RV and Economics Updates Wednesday Afternoon 1-14-26

Good Afternoon Dinar Recaps,

U.S. Trade Deficit Nearly Halved — Markets Take Notice

CNBC highlights a rare contraction in America’s trade gap

Overview

• Newly released U.S. trade data shows a dramatic narrowing of the trade deficit.

• The gap fell from roughly $136 billion earlier in the year to about $29.4 billion in the most recent report.

• CNBC analysts discussed the figures live, noting the change reflects shifts in trade flows and policy enforcement.

• Based on available records, this marks the smallest reported U.S. trade deficit in nearly two decades.

Key Developments

• Imports declined sharply, while exports held firmer, tightening the overall balance.

• Trade enforcement measures and tariffs were cited as altering import behavior.

• Market observers flagged the report as an unusual data point amid long-running deficit trends.

Why It Matters

• Trade balances directly influence currency flows and capital movement.

• A smaller deficit means fewer dollars exiting the U.S. system to pay for imports.

• Sustained improvement could signal structural adjustment, not just statistical noise.

Why It Matters to Currency Holders

• Dollar leakage slowed: Reduced outflows ease downward pressure on the dollar supply.

• Trade mechanics at work: When imports fall faster than exports, currency dynamics shift — a signal closely watched by currency holders.

• What this does not mean: This is not a payout, RV trigger, or instant economic win. It is a verified accounting change, not a promise or timeline.

Key Takeaway

• Currencies reflect flows, not hype.

• This trade data shows a real, measurable shift worth monitoring — but conclusions must remain grounded in confirmed reports, not speculation.

Implications for the Global Reset

• Pillar 1: Dollar Flow Containment

• A sharply reduced U.S. trade deficit signals less dollar outflow into the global system, tightening offshore dollar liquidity.

• When fewer dollars leak abroad through imports, global dollar availability contracts, forcing trading partners and financial institutions to adjust funding, settlement, and reserve strategies.

• This supports a re-centralization of dollar power, reinforcing U.S. leverage even as de-dollarization narratives persist elsewhere.

• Pillar 2: Trade Enforcement as a Monetary Tool

• The data underscores how trade policy and enforcement now function as indirect monetary instruments.

• By reshaping import behavior, tariffs and compliance measures influence currency flows without central bank action, shifting power from purely monetary authorities toward executive and trade-policy frameworks.

• This marks a structural shift in global finance, where trade mechanics increasingly drive currency outcomes, a key feature of an emerging reset phase.

Trade balances don’t make headlines often — until they suddenly do.

Seeds of Wisdom Team
Newshounds News

Sources

• CNBC — Segment and Commentary on U.S. Trade Deficit

• U.S. Census Bureau — Official Trade Balance Data

• Trading Economics — U.S. Balance of Trade (Historical Data)

~~~~~~~~~~

BRICS Unit Stalls as India and China Reject a Shared Currency

Internal resistance exposes limits of de-dollarization ambitions

Overview

• Momentum toward a unified BRICS settlement currency (“BRICS Unit”) is facing growing resistance.

• India and China, two of the bloc’s largest economies, have both declined to support a single common currency.

• The pushback highlights deep internal divisions and raises questions about whether BRICS can move beyond bilateral, local-currency trade arrangements.

Key Developments

• India firmly rejected the idea of sharing a currency with China, citing economic stability and policy independence.

• China continues to prioritize internationalizing the yuan, rather than backing a collective BRICS currency.

• The lack of consensus is slowing BRICS de-dollarization efforts and limiting progress on multilateral settlement systems.

India Draws a Clear Line

• At the IT-BT Round Table 2025, India’s Commerce Minister stated that a shared BRICS currency is “impossible to think of.”

• India’s External Affairs Minister has repeatedly emphasized that abandoning the dollar is not part of India’s policy.

• Officials argue the dollar remains critical for financial stability and global trade continuity, especially during periods of turbulence.

China Chooses an Independent Currency Path

• China has focused on expanding yuan usage globally through swap lines and payment infrastructure.

• Its Cross-Border Interbank Payment System (CIPS) now includes hundreds of participants across more than 160 countries.

• Beijing appears to see greater strategic value in yuan internationalization than in supporting a shared BRICS instrument.

Structural Barriers Inside BRICS

• Analysts point out that BRICS lacks the foundations required for a common currency:

• No common market

• No unified trade policy

• Divergent geopolitical priorities

• Even Russia has acknowledged that talk of a single BRICS currency is premature, despite advocating reduced reliance on the dollar.

Rio Summit Signals a Pause

• The July 2025 BRICS Summit in Rio produced a 126-point declaration that made no mention of a BRICS currency or de-dollarization plan.

• Trade cooperation remains largely bilateral, relying on local currencies rather than a unified system.

• Member states continue to prioritize economic stability over symbolic monetary shifts.

Why It Matters

• The resistance underscores how difficult it is for major economies with competing interests to align on monetary policy.

• Without consensus from India and China, a BRICS-wide currency alternative to the dollar remains theoretical, not operational.

Why It Matters to Foreign Currency Holders

• Expectations of a rapid BRICS-led dollar replacement appear overstated.

• Currency realignments, if they occur, are more likely to emerge through gradual bilateral trade changes, not a sudden bloc-wide reset.

• Stability — not confrontation — continues to guide decision-making among key BRICS members.

Key Takeaway

• BRICS de-dollarization is fragmented, cautious, and internally constrained.

• The bloc is adjusting around the dollar, not uniting against it.

A currency union fails fast when national interests refuse to bend.

Seeds of Wisdom Team

Newshounds News

Sources

• Watcher.Guru — BRICS Unit Hits Resistance as Major Economies Say No

• Reuters — BRICS nations play down prospects of a shared currency

~~~~~~~~~~

🌱 A Message to Our Currency Holders🌱

If you’ve been holding foreign currency for many years, you were not foolish.
You were not wrong to believe the global financial system would change.

What failed was not your patience — it was the information you were given.

For years, dates, rumors, and personalities replaced facts, structure, and proof. “This week” predictions created cycles of hope and disappointment that were never based on how currencies actually change.

That is not your failure.

Our mission here is different:  • No dates • No rates • No hype • No gurus

Instead, we focus on:
• Verifiable developments • Institutional evidence
• Global financial structure • Where countries actually sit in the process

Currency value changes only come after sovereignty, trade, banking, settlement systems, and fiscal coordination are in place. History and institutions confirm this sequence.

You will see silence. You will see denials. That is not delay — that is discipline.

Protect your identity. Organize your documents.       Verify everything.
Never hand your discernment to anyone who cannot show proof.

You deserve truth — not timelines.

Seeds of Wisdom Team
Newshounds News

~~~~~~~~~~

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