Dinar Recaps 20 9/17/23 Dinar Recaps 20 9/17/23

From Recaps Archives: Cheat Sheet for Exchange Appointment From Fleming

Occasionally Dinar Recaps will be posting Exchange Tips and information from our archives for our newest readers that may be helpful for you at our exchange appointments and Post RV. Not all information may apply to you and your personal situation…..Take what you like and leave the rest: Some you may want to save for your own personal records! We hope all our dreams come true very soon ~ Your Dinar Recaps Team

Cheat Sheet for Appointment with Supplemental Information, Fleming (Rev. 5.21.2021)

The information in this document is based on the most recent information available. It is not intended to be the authority on the GCR/RV or appointment process. It is expected that there may be changes once final instructions are received. This information is based on exchanges/ redemptions done in the USA. Each country will have its own process and information should be available for all once notifications have been issued.

The redemption/exchange process is streamlined and will be easy and straightforward. The appointment will only be about 15-20 minutes. You will be in and out quickly.

Occasionally Dinar Recaps will be posting Exchange Tips and information from our archives for our newest readers that may be helpful for you at our exchange appointments and Post RV. Not all information may apply to you and your personal situation…..Take what you like and leave the rest: Some you may want to save for your own personal records! We hope all our dreams come true very soon ~ Your Dinar Recaps Team

Cheat Sheet for Appointment with Supplemental Information, Fleming (Rev. 5.21.2021)

The redemption/exchange process is streamlined and will be easy and straightforward. The appointment will only be about 15-20 minutes. You will be in and out quickly.

The current understanding (and subject to change) is there will be a “Safe Web Link” or 800# sent to those who purchased currency/bonds online with a registered dealer. This would include: Banks, Travelex, Great American Coin or with the aggregating sites (example: Dinar Recaps, Dinar Chronicles et al). Currently there are approximately 2 million email addresses.

Emails should be coming from Wells Fargo, HSBC, Chase, Bank of America and possibly Fifth Third.

If you do not receive an email, the information will be posted on aggregating sites and/or with those who provide RV Intel.

If you receive an email directly, you may forward it to anyone you gifted currency and/or bonds.

If you received as a gift, you may get the email forwarded to you.

Follow the instructions provided in the email.

You may be asked to verify who you are by answering questions based on publicly available information. This process is similar to when you apply online to open a bank account or a loan.

You may be required to electronically sign an NDA (Non-Disclosure Agreement). Read carefully so you understand what you are agreeing to. The NDA is to protect you. Print a copy for your records and for future reference. At the appointment, you will be signing a paper copy of the NDA.

You may be given an 800# or a unique 800# to schedule an appointment. The number may be to a specific location or you will be giving your Zip Code, to be directed to the closest location.

When you call you may be asked if you have Zim, Currency or both. This is because not all locations will be able to redeem Zim. NEVER say how much you have, and they cannot legally ask.

Remember that bonds (Zim) is redeemed, and Currency is exchanged.

You are free to redeem anywhere inside the United States. You are not required to exchange in your home state. It is recommended that if you live in a small town, that you go far enough from home, so you are not recognized. This is for your safety. There are no restrictions if you want to go to another state. You cannot go to another country to exchange. If you are a US citizen living abroad, check with place of exchange on what options you have available to you.

What to bring to appointment:

2 picture IDs – driver’s license, passport, government ID or anything with your picture
2 recent utility bill statements – this verifies your address
If homeless or no permanent address explain this at appointment.
Social Security card and/or Birth certificate. These may not be necessary, but bring especially if you have no picture ID.
If you have a bank account with a Tier 1 bank (HSBC, Chase, WF, Bank of America) bring your account number and routing number (a blank check will have that info.).
If you have a trust, bring the cover and indemnification pages (notarized pages). You may bring the entire trust, but they should only need copies of those pages.
Currencies/Bonds – Separate by country and denomination, large to small, facing in same direction. Place each currency into a small plastic bag.
If you have a lot of currency, recommend you create a tally sheet of how much of each currency/bond you have.

On day of appointment dress professionally. Do not dress to a point that you are uncomfortable.

Allow yourself plenty of time. Know where you are going and where to park if in a large city/urban area. Do not use Uber or Lyft type services. You might consider hiring a professional security company for transportation if safety is a concern.

Do not share with anyone purpose of your appointment or what you are doing.

Make a list of anything that you need in the first 10 days. Do you have any emergency needs like housing or medical, etc.

Rates on currencies are based on Street rate, International and Contract rate. Not all currencies have a Contract rate. You can ask if there is one. You will want to know if there are conditions for receiving the contract rate and what they are. *See supplemental information for definitions.

The Redemption Centers will have a default package. This package includes rates, fees, services and benefits/perks. The default rate will be the International rate. If this is agreeable, you simply will follow through on signing all documents.

Leave with copies of all signed documents and any business cards.

Banks are reporting that there will not be time to create a skeleton trust at appointment. If possible, set up appointment for immediately after exchange to meet with a trust attorney or Trust Co. representative to have a trust created. Be prepared to have a unique trust name picked out. Also, who your beneficiaries will be and a successor trustee (person who will take over for you should you not be able to manage duties). Trust name should not be something associated with you directly.

When you get to the actual exchange process:

They will run your currency/bonds through the DE LaRue machine. This machine counts and verifies the authenticity of your currency.
If you do not like what is being offered, you can ask if any portion is negotiable.
You may be asked what you plan to do with funds. If you are redeeming Zim, the expectation is that you would do humanitarian projects, but is not required. At end of this document is a list of projects that you can choose from to support if you wish. (No longer 80/20 requirement on the Zim)
Historically, they have been looking for the following things in projects:
i. Projects are global in nature – start local and grow outward
ii. Job creation
iii. Duration – multigenerational
iv. Improves economy and helps businesses impacted by Covid

The best way to talk about your projects is to explain a problem and then how you want to fix it. Example: Homelessness – want to build safe affordable housing.

Your project should be typed up in a 1-3-page format with bullet points. This just makes it easy for them to read. Attached at end of this document is a cover sheet for your project. A copy of your project write up will be left at Redemption Center.

Discuss what fees they are charging for exchange. It may be that the fees have been calculated in the rates. It is ok to ask if you can negotiate fees. In many cases, you may be further ahead to just pay the fees. This is something you can ask about. The same is true for services and perks.

If all is agreeable, sign and get copies. Remember that any agreements can be rescinded within 72 hours/3 days by law. You may ask if that time can be extended to allow you time to meet with professionals and to come back and renegotiate in your best interests.

You will open a new bank account for each currency and/or bond you are redeeming/ exchanging. These accounts will be under trust account name if you have one.

Each person should be given a US Treasury Account in the QFS.

You can take your spouse to appointment or not. You do not want to take anyone who is not familiar with this process as they may end up slowing everything down with too many questions.

Below are some questions to ask and some may not be necessary under the new QFS:

a. Do the funds from each currency/bond need to be in separate accounts?
b. What about fund protection: Does FDIC still apply, or do I need a Lloyds or Cdars Insurance for amounts over $250,000? Is this something they can assist with?
c. I have been told that these transactions are non-taxable, if not, should that not be true, will you provide in writing that I will have access to the funds to pay taxes.

Ask for a full explanation of what the CAP’s and restrictions are and how they work. How are they scaled and what are the benchmarks for restrictions to be removed?

Read everything they give you including the NDA. If you do not understand, ask until you do. OR if you feel you need help, ask if there is an attorney available who can help.

Be respectful – they are not trying to trick you or deceive you.

Discuss Bank Perks – on the private banking side there are perks that you can request. Understand that you will be paying for them. They typically are tiered – so the more AUM (assets under management) you have, the more options you have.

Let them know you are aware that there will be a number of essential tasks to be addressed in the next 10-15 days. Tell them you will be needing help in setting appointments and managing those tasks. Ask if they can provide you with someone who can help.

Below is a list of possible tasks and list of professionals for short term and long term.

a. Establish primary irrevocable trust and any additional trusts or structures. Basic trust components may include:
i. Complex
ii. Non-grantor
iii. Discretionary
iv. Spendthrift
v. Asset protection
b. Meet with Security and Risk management team
c. Wealth Management Team
d. Attorneys and CPAs
e. Establishing short- and long-term priorities
f. Education for self and family – ask what time frame is for completion

There will be a number of decisions that will need to be made post-exchange appointment including meeting with or hiring professionals to assist you. The list below is intended only as a guide.

a. Accounting / Tax
b. Acquisitions
c. Administrative Assistant
d. Art/Advisory Collection
e. Asset Management
f. Aviation Safety Training
g. Brand Identity / Web Design
h. Charity / Philanthropy
i. Compliance / Oversight
j. Concierge
k. Consultancy
l. Precious Metals
m. Digital Privacy / Cyber Security
n. Education Consultancy / Private Tutor
o. Employee Screening
p. Hiring Advisors / Human Res. Search Team
q. Events/ Lifestyle Management
r. Family Office / Software Solutions
s. Family Video Biographies
t. Genealogy / Family History
u. Governance Specialists
v. Home Entertaining / Party Service
w. Ind. Wealth Mgmnt
x. Insurance
y. Interior Design/ Consultancy
z. Intern. Foreign Exchange
aa. Legal
bb. Medical / Health
cc. Mobile/ Telecomm
dd. Private Banking Adv/instructor
ee. Multi-Dimensional Governance
ff. Family Office
gg. Public Relations/ Comm
hh. Private Aircraft Mgmt/Charter
ii. Property / Hotel / Comm &Res
jj. Security / Risk Mgmt
kk. Security / Protection Services
ll. Succession Estate Planning
mm. Training / Wealth Transition Adv
nn. Trust/Fiduciary
oo. Venture Capital Investments
pp. VIP Travel

Supplemental Information
Many are new to this and often terms are used incorrectly, switched, or interchanged. It is more important that you understand what terms mean when you get to your appointment.

DEFINITIONS

Tier 1 Bank: Tier 1 banks are those that hold the highest assets. They include: include: HSBC, Wells Fargo, Chase, Bank of America.

Full-Service Banks: Banks that offer a full range of services including a foreign exchange department. Credit Unions are not usually Full-Service.

Types of Rates:

Front screen/Street Rate: This is the rate you see when you look to purchase or sell currency. The buy rate is higher than the sell rate and the bank always includes a fee. The fee includes the bank portion and the UST portion.

International Rate/ Back Screen/ Default: This is the rate that is used for trading. It is higher than the front screen/street rate. Example: Street rate per million Dong: $1180. International rate: $470,000. To receive international/default rated does require that you sign an NDA. This protects you and the bank.

Contract Rate: This is a rate that is agreed to between countries. Any contract rate is a written agreement between two parties. When you hear “contract rates” associated with the RV, it is often being misused.

Unless you have a written agreement with another, you do not have a contract rate.

If you negotiate for something different than the default, then you will be signing a written agreement and that would be your contract rate.

In the context of the US, it has written agreements with other countries, specifically Iraq and Vietnam.

With Iraq, it is sometimes referred to as “contract for oil”. This is an agreement between governments. The US holds Iraqi Dinar and will receive that contract rate.

Not all currencies have contract rates.

Currently, if you hold Zim, contract rates will not be available. This is because you will receive more from the Zim than you will with a contracted currency rate.

NDA – Non-disclosure agreement

The NDA is a written agreement between two parties that specifies what cannot be disclosed or shared. Usually there is a time limit, 90 days +. As relates to the RV, you are agreeing to not discuss what rate you received for your currency and Zim. The RV transaction is a private transaction. The UST does not want you talking to the public about your private transaction.

If you choose not to sign an NDA, you will go with the public (Tier 5) and will receive Street Rate.

Who can participate? Generally speaking, you can participate in the RV if you are not and have not participated in gangs, legalized crime, murder, human trafficking etc. If you are unsure, make appointment and ask when you get there.

RV Tiers:
T1 = Governments
T2 = Military, those who put this together, groups
T3 = Humanitarian Organizations/Groups and SKR groups
T4 = Internet group – those who follow what is going on with the RV
T4A = Individuals with SKRs, now part of T3
T4B – Individuals, Internet Group
T5 = Public

SKR: Stands for Safe Keeping Receipt. This is where someone who is licensed and authorized to be a Paymaster (usually an attorney) represents a group of currency holders (were originally done prior to Zim being in the offering). They sign a contract and agree to a specified rate. There are not and have not been any new SKR groups for several years.

Prosperity Packages: These cover a very wide area. Includes funds from large trusts such as St. Germain, Rodriguez, Heritage and Mitterrand Trusts will be used to assist the Common Man and help with some debt relief.

Adjudicated Packages: These are lawsuits where plaintiffs won the legal cases. The largest are: CMKX, Native American Claims, Farm Claims, and others. You will know if you are already a part of these.

CMKX: A diamond mine that oversold stock with the help of the SEC. They were sued by key stockholders and won – often referred to as an Adjudicated Package.

Farm Claims: Lawsuit that involved farmers who were unfairly taken advantage of by bankers. They sued and won.

Currency Basket: Originally there were a few baskets with different countries’ currencies revaluing approximately six months apart. There are 22 currencies that are scheduled to go initially.

Once all currency are asset backed, that currency will be exchanged at 1:1 and it will not matter if it is a Mexican Peso or a Dinar. The RV is about creating a level playing field. Not all currency rates will rise in value and some will fall.

List of currencies:
• US
• UK
• Kuwait
• Canada
• Mexico
• Russia
• China
• Venezuela
• Iranian Rial
• IRAQ
• Indonesia Rupiah
• Malaysia
• Vietnamese
• Brazil
• Saudi Arabia
• Qatar
• United Arab Emirates
• Turkey
• Afghanistan
• India
• Libya
• Japan

If you do not have a project but wish to help, below is list of 15 categories of projects from which you can choose. Each category is associated with an Executive Order (EO). You can look up the EO to learn what the focus is. This will help if you do not have an existing project.

• Infrastructure – (There are 5 EOs related to infrastructure. One is #13807 8/15/2017 – Review purpose and what is needed)
• Energy
• International and American business
• Security
• Violence and criminals
• American Indians, refuges and pacific islanders
• Housing
• Technology and space
• Agriculture, oceans, water
• Health
• Spiritual
• Terrorists
• Education
• Financial and money
• Veterans

Project Cover Sheet
Name of Project
Name of Submitter
Phone number
Email Address
Date of Submission
Description of the project – give as much detail as possible. (If you have a plan or outline prepared, attach this form to front of that plan).

Dinar Recaps 20 8/21/23 Dinar Recaps 20 8/21/23

Possible New Design for Possible New United States Notes From Recaps Archives

From Recaps Archives:

Possible New currency designs for new United States Notes that are rumored to be released in the near future..…..

There have been many designs floating around over many years…..this is just one of the possibilities.

Remember no one yet knows which design they will officially use.

This is just a POSSIBILITY.

From Recaps Archives:

Possible New currency designs for new United States Notes that are rumored to be released in the near future..…..

There have been many designs floating around over many years…..this is just one of the possibilities.

Remember no one yet knows which design they will officially use…if any..…this is just a RUMOR

This is just a POSSIBILITY.

Dinar Recaps 20 8/6/23 Dinar Recaps 20 8/6/23

Keep Believin' In The Unbelievable! by Dr. Dinar

From Recaps Archives:

Keep Believin' In The Unbelievable! by Dr. Dinar

Sheesh. They can put a man on the Moon. Or at least we think they can anyway.

Could've been Hollywood magicification for all we know.

Without a doubt the lighting situation was highly suspect.

But let's go ahead and give 'em the benefit of the doubt, just for the sake of discussion.

What we do know is they can put shampoo and conditioner in the same bottle.

Well, according to the label anyway.

Even if we're unable to see inside the bottle itself, that much we can see.

However, based on the results, it certainly appears we're being fed some serious misdisinfo.

Would the shampoo company intentionally deceive us?

Naw... they wouldn't do that.

From Recaps Archives:

Keep Believin' In The Unbelievable! by Dr. Dinar

Sheesh. They can put a man on the Moon. Or at least we think they can anyway.

Could've been Hollywood magicification for all we know.

Without a doubt the lighting situation was highly suspect.

But let's go ahead and give 'em the benefit of the doubt, just for the sake of discussion.

What we do know is they can put shampoo and conditioner in the same bottle.

Well, according to the label anyway.

Even if we're unable to see inside the bottle itself, that much we can see.

However, based on the results, it certainly appears we're being fed some serious misdisinfo.

Would the shampoo company intentionally deceive us?

Naw... they wouldn't do that.

Or would they.

The all-in-one results certainly aren't anything even close to those derived from implementing them in a two-step process. Shampoo first, then conditioner.

Matter of fact it almost feels (and looks) as if there's been no conditioner applied whatsoever.

Once again, we're left with two options. Believe or don't believe.

Moving on, let's go with something a bit more visible. Like a sandwich.

We know they can put peanut butter and jelly in the same jar.

How do we know that? Because we can see it.

Yes, thanks to something as simple as a clear glass jar, we're able to see the two key ingredients in all their swirlicious glory.

We know what Peanut Butter looks like. We know what Jelly looks like.

Especially when both are applied to two separate slices of bread.

Both easily recognizable, totally different colors as well as tastes.

So when you see them both swirlified in the same clear glass jar, it's pretty much a no-brainer.

No need to be a believer in the unseen, the evidence is unmistakably clear.

So it only stands to reason that if they can do all of those things, then why on Earth can't they get this GCR done.

Yeah, yeah, I get it. This is a biggie.

A never previously been attempted, once in anybody's lifetime, one for the history books, global sized event.

Yet, isn't that exactly why they assigned this task to only the most intelligent folks on the planet.

If it were up to me and my goal was to make this GCR thing happen, I know I would do everything possible to ensure I had assembled the best Team available. Wouldn't you?

Isn't that sort of Rule No.1, hire those more intelligent than yourself.

It only makes sense.

Keeping all that in mind, we also have endless amounts of trendsetting technology at our fingertips.

From talking clones to flying drones, without a doubt we're wise beyond on years.

And still, with all that at their disposal, they still can't seem to get this done.

We're constantly being told that they've been working on getting this thing done for the past fartoomany years.

However, with no visible proof, one can't help but begin to wonder if this thing truly is getting done.

As in making forward progress of any sort.

Not to point fingers but if any of us were to be appointed to a similar position, we'd have been fired long ago.

And rightfully so.

After all, you're hired for one reason. To do a job.

One job. Complete a desired task.

Basically, to git 'r done.

And I don't know about you but from where I stand, they ain't got it done.

Not yet anyway.

Close? Maybe. But done?? Not so much.

I don't care how many hundreds of times I hear "It's done... we're just waiting for the release."

Until they release it, it ain't done.

Until it's liquid and spendable, it ain't done.

Until I can buy groceries and pay the electric bill to keep those groceries cold in the fridge, it ain't done.

Until I can buy the groceries for the person behind me in the grocery store line, it ain't done.

So please, if you're one of those continually saying "It's done, but... .", please check to see how important that add-on but is.

I believe you'll come to find that one little but makes all the difference.

Which brings me back to my original thought.

That being if any of us were in charge of getting it done, regardless of what "it" is, yet we continually fell short in accomplishing our goal, we'd surely be excused from our place of employment.

And our replacement would be hired (or recharged, depending on if we were to be replaced by a Robot or not) post haste.

Hmmmmm... replacement. That's it!

What if we seek out replacements for whomever the heck it is that's responsible for completing this task.

Whomever's job it is to make this RV / GCR thing happen. To git 'r done.

The one's that don't appear to be getting it done. Yeah, them folks.

Would it be a group such as the A-Team, with all of their battle-hardened skills?

Or a bunch such as Charlie's Angels, with their super-stealthish abilities among their many attributes.

Surely they could get the job done.

And no, I didn't refer to any of them as Shirley.

Heck, at this point I wouldn't care if it was The Brady Bunch.

As long as we're assured they're on our side and want the best for humanity, I'm okay with it.

But wait. Let's think about this for a second.

What if I'm wr... wro... mistaken in my thought process.

What if the people assigned to completing this task actually do want it done.

What if they are in fact doing their very best to get it released.

What if they are indeed on the good side, wanting the best for humanity.

After a decade of feeling as if it's entirely possible we've been duped, I think it's only natural to be more than a bit skeptical.

To begin to question everything and everyone involved in this situation.

Especially when we're all too aware of the many folks that don't want this to happen.

Yet, at some point you have to have faith.

In both the people in charge as well as the ongoing process itself and the supposed progress being made towards completing the process.

Think about it. Doesn't matter how long you've been involved in this exchange endeavor, if you're anything like me, then you've yet to see any factual signs of progress.

After hearing words such as Article 140, the HCL Law, new Prime Minister seated, Erbil Arbil Gerbil ramblin' by our monitors for over a decade now, one becomes quite numb to all of that delirium.

Meaning all of the supposed results are just as intangible as the forward progression of the process itself.

As Bruce Springsteen often says, we're runnin' on empty, runnin' blind, unable to see any progress nor the process itself.

He must be a currency holder.

Come to think of it, looking back, hasn't it pretty much been that way since the very start.

Runnin' on faith, believing in the unbelievable.

For the most part none of us had ever been to Iraq.

Yet we were so anxious to connect with someone that had (or had a connection to someone that had) that we were easily swept up by people that continually made claims of having connections in places we could never have imagined.

Were we idiots for believing them? Hmmm... perhaps. Let's hope not.

Believers in the unbelievable? Without a doubt.

And who could blame us.

If you're going to get involved in anything like the RV/GCR and you refuse to believe in the unseen, I wish you all the luck in the world.

You're gonna need it.

This whole thing runs on the unverified and unseen.

Believing in the unbelievable is key to surviving this journey.

So at this point in the process we're pretty much stuck believing that the people in charge of this RV/GCR thing, whomever they may be, have only the best of intentions.

Believing that they're working with much more intelligence and knowledge than we tend to give them credit for.

Or at the very least hoping they are well aware of Google and aren't afraid to use it.

Who knows, they might be just like us.

Fed up with the seemingly endless broke Holiday Seasons and want this done and completed just as much as we do.

Perhaps even more.

Let's hope this is a season of miracles after all. (Christmas is just 4 months away!)

And let's hope our Christmas Bonus isn't just enrollment in another year of the RV/GCR "Rumor Of The Month" Club.

The global economy ain't got time for that.

And neither do we.

Hang in there folks and keep on believin' in the unbelievable.

Kindly,

Dr. Dinar

Disclaimer: Please consider everything in this post as my opinion. I’m not a professional Wealth Advisor, CPA, Tax Attorney, 'Rumor Of The Month' Club Salesman, etc.. I’m simply someone that chooses to believe in the unbelievable, including but not limited to, the possibility that they truly do want to get this thing done. Be sure to consult a professional for any financial decisions you make now and in the future.

Dinar Recaps 20 8/5/23 Dinar Recaps 20 8/5/23

"Humor While We Wait" From Recaps Archives

From Recaps Archives:

Humor while we wait~ The Best Time For an RV

Midnight to 2 am est......The business day begins in Iraq

9 am est.........banks are open

12 noon est.....west coast banks are open

3 pm est.....Hawaii banks are open

5 pm est.....banks close

8 pm est.....west coast banks are closed

From Recaps Archives:

11 pm est....Hawaii banks close

Sunday 5 pm est....Forex updates

Monday......9 am est...make appt for Tuesday

Tuesday....All banks 'sync'

Wednesday......because they forgot to announce it on Tuesday

Thursday.....because its would be great to be in the bank and have money for the weekend

Friday.........Iraq likes Friday

Saturday.....because we have the day off and could still salvage the broke weekend

Anytime America or Iraq has a holiday on a Monday or Friday.......because Dr. Shabbibi always said he needs the banks closed for three days.

Anytime after the morning prayers and announcements in the Mosque in Iraq

After the lower denominations are are distributed.

Immediately after the rate change is posted on the CBI website

24-72 hours after the button is pushed

After President leaves the country......he can't be in country when it happens

As soon as the 'bad guys' are put in jail and the 'cabal' is dealt with

Anytime now since the 'good guys' took the money away from the cabal

After the Prosperity Packages are delivered

When the Black SUV's leave the gurus alone

Any day ending in y

When purple pigs fly.....

Originally posted by PatrickJane at TNT:

Subject: PLACES TO RETIRE POST-RV

You can retire to Phoenix, Arizona where

1. You are willing to park three blocks away from your house because you found shade.
2. You've experienced condensation on your rear-end from the hot water in the toilet bowl.
3. You can drive for four hours in one direction and never leave town.
4. You have over 100 recipes for Mexican food.
5. You know that "dry heat" is comparable to what hits you in the face when you open your oven door at 500 degrees.
6. The four seasons are: tolerable, hot, really hot, and ARE YOU KIDDING ME??

OR

You can retire to California where...

1. You make over $450,000 and you still can't afford to buy a house.
2. The fastest part of your commute is going down your driveway.
3. You know how to eat an artichoke.
4. When someone asks you how far something is, you tell them how long it will take to get there rather than how many miles away it is.
5. The four seasons are: Fire, Flood, Mud and Drought.

OR

You can retire to New York City where...

1 You say "the city" and expect everyone to know you mean Manhattan.
2. You can get into a four-hour argument about how to get from Columbus Circle to Battery Park, but can't find Wisconsin on a map.
3. You think Central Park is "nature."
4. You believe that being able to swear at people in their own language makes you multilingual.
5. You've worn out a car horn. (IF you have a car.)
6. You think eye contact is an act of aggression

OR

You can retire to Wisconsin where...

1. You only have three spices: salt, pepper and ketchup.
2. Halloween costumes have to fit over parkas.
3. You have seventeen recipes for casserole.
4. Sexy lingerie is anything flannel with less than eight buttons.
5. The four seasons are: almost winter, winter, still winter, and road repair.
6. The highest level of criticism is "He is different," "She is different," or "It was different!"
7. A five foot blonde who weighs 180 lbs is considered anorexic.

OR

You can retire to The Deep South where...

1. You can rent a movie and buy bait in the same store.
2 "Y'all" is singular and "all y'all" is plural.
3. "He needed killin" is a valid defense.
4. Everyone has two first names: Billy Bob, Jimmy Bob, Joe Bob, Betty Jean, Mary Beth, etc.
5. Everything is either: "in yonder," "over yonder" or "out yonder."
6. You can say anything about anyone, as long as you say "Bless his heart" at the end!
OR

You can move to Colorado where...

1. You carry your $3,000 mountain bike atop your $500 car.
2. You tell your husband to pick up Granola on his way home, so he stops at the day care center.
3. A pass does not involve a football or dating.
4. The top of your head is bald, but you still have a pony tail.

OR

You can retire to Nebraska or Kansas where...

1. You've never met any celebrities, but the mayor knows your name.
2. Your idea of a traffic jam is three cars waiting to pass a tractor.
3. You have had to switch from "heat" to "A/C" on the same day.
4. You end sentences with a preposition; "Where's my coat at?"

OR

FINALLY you can retire to Florida where...

1. You eat dinner at 3:15 in the afternoon.
2. All purchases include a coupon of some kind - even houses and cars.
3. Everyone can recommend an excellent cardiologist, dermatologist, proctologist, podiatrist, or orthopedist.
4. Road construction never ends anywhere in the state.
5. Cars in front of you often appear to be driven by headless people.

OR just stay where you are and complain about the same thing you complain about everyday..lol

Dinar Recaps 20 7/30/23 Dinar Recaps 20 7/30/23

"You know you are a Dinarian when"......From Recaps Archives

Any of these sound familiar??? From Dinar Recaps Archives- One of our favorites!!!!!

"You know you are a Dinarian when:"

...if you are typing your access code into your microwave.

...if you had to increase you minutes on you phone for the CC calls.

...you ordered 2 lops of ice cream

...you know all the mods names by their voices.

...ask for change in small denoms.

...know more about the Iraq budget then your own.

"You know you are a Dinarian when:"

... going to the bathroom with your laptop and phone with the 6 digit number on the wall.

...you hold more Iraq Dinar the USD

....you have an indent in your head from your cell phone from CC calls.

You know you're a Dinarian when:

you skip an event because you have to stay by your computer for a conference call...

you are still on chat at 2:00 in the morning even though you have to get up at 6:00 for work...

you see a new bank program and consider the possibility it might be a scam...

you see a commercial for a high priced car, trip, etc... and you put it on your list of things to do post RV...

You know you're a Dinarian when:

all your DINAR friends answer the phone and say, "ARE WE RICH YET?".

1. When you are on the phone and tell your kids to be quiet and they respond "Are you on another CC?"

2. When you let your kids eat whatever they want because you are on a CC.

3. When you hear the word "RV" on the tv and jump to turn up the volume only to discover it is for the commerical "GO RVing"

4. Your first words to your spouse in the morning is..."Did it RV"

5. Your phone rings late at night and you about kill yourself jumping out of the bed to answer it.

(most of these are true from people I know)

...you put your cell on vibrate under your pillow so you don't miss the rv txt and won't wake anyone else if a wrong number

...you've pawned everything you have to keep a roof over your head and you're still shopping for luxury yachts online

...you've tried to get a collateralized loan from Chase using your dinar as the collateral

...when the Landlord served the eviction papers you asked if you could pay in dinars

...you lost the remote but it doesn't matter because you only watch one channel anymore...the news

...www.cbi.iq IS your homepage

...you have all the Iraqi holidays on a calendar, but not your anniversary or birthdays of your family

"You know you are a Dinarian when:

...You know what the word "Dinarian" means.

......when you eat two one pound bags of Twizzlers while listening to a CC that's a half hour long!

You know your a Dinarian when:

...all the numbers on your "friends and family" list are CC lines and bridges

...you save sticky notes with dozens of old pin numbers "just in case..."

...you know more about what's up with the people in chat than you do about your brother-in-law

...you think as you're paying for something about how many dinar you could buy instead

...you have no dining room anymore - you have a "command post"

...you know so much about geo-political events and intrigue your mom is beginning to think you work for the CIA

....when you can convert any amount of money to the GBP in your head

....when you've talked about millions of dollars with your spouse so much it's beginning to not feel like a lot of money

You know your a Dinarian when .......

you are on vacation in a cabin where there is no cell phone usage and you get in the car and drive up the mountain at night to find a spot where the cell phone works to LISTEN TO THE CONFERENCE CALL !!!

When you know the Bagdad time zone better than your own

When you automaticaly convert prices to dinar notes

You know you are a Dinarian if:

You hope it RV's before you sell your litter to keep one or two...three....

If you dropped your iphone in the toilet bowl while listening to a CC.

If you think it is Monday Noon call time but it is actually Thursday.

You want to name your pet Okie

Your body is on Iraqi Time not Central Time.

You know more about Iraq history than the US history.

When hearing Okie's voice several times and are convinced he's really Trace Adkins!! Oh wait, I guess that's just me...hee hee

You know you are a Dinarian when :

You have at the bottom of ALL your (send) Text says "GO RV"!!

You sleep with your phone

You speak fluent Arabish (translated Arabic)

When people ask how you are....yoou answer..."SuperFantastic

You know you're a Dinarian when :

you have been job hunting forever, your bills are past due, you've trimmed your budget more tightly than you thought possible, and can't remember the last time you bought anything anywhere but Walmart....but you're still more cheerful and optimistic and faithful than your friends who are still living their "regular" lives.

You know you are a Dinarian when the joke in the house from the family when a fellow dinarian calls and the family shouts out "it is going to happen in the next 24-48 hours and laughs!"

...Your family members shake their heads when they walk into the room and see you wearing two set of headphones: one to listen to the Bull on your computer and one to listen to a cc on your phone. I guess the worst part of this is that you don't see anything strange about this.

...Your lunch hour is scheduled around Monday's, Wednesday's, and Friday's cc's.

...You have various chat rooms minimized on your work computer so that you can "check in" every couple of minutes.
.
When one becomes numb to the term 'INTEL.'

When the only things you care to read or hear about in any call or post is, "RV", the "RATE", and at which banks "EXCHANGE IS IN PROGRESS."

When your kids say "is that Frank talking?"

When you question your investment and a random occurrence such as this occurs while at the J. O. B.

............you have a puppy or kitten (or pet of any kind) named "ARVIE"......

I've turned off the air conditioning because I'm invited to a party with food and drink. But i can't leave cause i have to check the web site one more time!

Many of the above plus....

1. you are in school....but you have your ear phones on so you can listen to the conference call at 1 EST on your computer

2. Your favorites on your computer is all dinar websites

3. You are at dinner with friends and you hear people talking about RV and you listen......they were just talking about a trip.

4. Your grandchild has asked you many times what is an RV

When you are on the phone and tell your kids to be quiet and they respond "Are you on another CC?"

LOL..... 1 & 2, too funny!!!! I can relate many times over!! Lol

you have reoccuring dinarian dreams...

You check each am to see if Dinar Sites are still up.

. Your collecting house plans and homes for sale.

You are looking at new motor homes instead of used.

LG: OMG ... I can relate to almost all of this. This is bad I tell you bad!!! I am on email lists, text lists, cbi IS my homepage (for now used to be facebook ... LOL). I sleep with my phone. My friends call me and if it's friends who have Dinar that is our whole conversation. On and on and on ... I could list a few more!!! We are all in a class of our own!!! I am happy to be a part of the Dinar world!!! I admit I am a full blood Dinarian! LOL

What a journey! I can envision the books which will be written about the herd mentality we have all fallen victim to these past many months. after assurances that "its done, there is nothing more to be done, and after the debt discussions, we will finally have RV"

The Words I never want o hear again!!!!!!!!!!!!!

" 24 to 48 hrs"
"what's the pin #"
"it's done"
"we're here"
"are we having a call"
"are we rich yet"

Stay grounded......
just heard from one of my sources........
Don't forget "cashin tomorrow"
Nuff said!!!
I heard it from a reliable source....
I went to my bank today......

"I know you can't say.....but.......do you have a rate or a date?"
this is my bank story- when I was at the bank today =the ???
Boots on the ground
intel
guru
I can't tell you why I know it...

I don't want to throw you under the bus, but...
I've heard a lot of stuff I can share with you...
The dirty four letter word SOON!
I'm just the messenger....

Ha ha ha ha ha! I love those phrases! What do u think keeps us in this game!
Oh and u dont even want to hear the rate. Cant forget that one! Lol
Smoke and mirrors
The biggest one though is its Done.
The RV rollercoaster
The friend of a friend's brother's sister's mother's cousin has a friend....

Dinar Guru
Dinar site wars....(just make the RV happen)
Alphabet groups
It will happen Sunday night...If not then Monday morning...Tuesday thru Thursday looks good....Friday by close of business! Hey look it's Sunday again!
"stay grounded"

How about that other four letter word that was around : SOOM..........
and we will meet on the shores of Hawaii........
How about "Don't go buying reserves now,"
I will hate the Annie song, "Tomorrow"
but I will always play the anthem "FIRED UP" when I think of our government.
Oh, and how about, "my source is so high he tickles God's feet.........

Oh and........DON'T DRINK THE KOOLAID!!!!!!! even if it comes with an umbrella in a pineapple!
That lady's voice on the free conference call when you dial in for a call.
Treat this as long term
Stay grounded
Cautiously optimistic
Here's my bank story...
it's done
Nuff said

The President signed off on it,
tied to GDP,
This is the largest transfer of wealth since Jews came out of Egypt,
the lower denoms have been released,
security ministers have/have not been chosen/seated,
99.99999999%,
tomorrow,
groundhog weekend,
rate locked and loaded,
LOL, love it ..press *6 to mute

my top three:
1. Monday
2. Soon
3. Tomorrow

99.99999% sure.
Under the Bus.
Lop, no Lop
We are here
"Confirmation on the information"
I can't tell you my sources but.....
A friend of my __________ friend said that......
Gooooooooooooo RV!
We don't do rates or dates.
How about "I can't tell you what my source just told me, but you are gonna love it!!!"

SoBlessed: "Signs You May Be A Dinarian Addict"

Thought this was funny when I found it.

1. You just tried to enter your KTFA password on the microwave.

2. You chat several times a day with people from all over the world about IMF and BIS , but you haven't spoken with your next door neighbor yet this year.

3. You pull up in your driveway and use your cell phone to check the Dinar sites before you go in your house.

4. You buy a new computer and a week later it is clogged with Dinar bookmarks.

5. Cleaning up the bedroom room means you have to put your Dinar away.

6. Your reason for not staying in touch with family is that they do not belong to the same Dinar blogs.

7. You consider second-day air delivery of your Dinar painfully slow.
8. You wake up at 2am to go to the bathroom and check the Dinar websites before going back to bed.
9. You get up in morning and go online to your favorite Dinar site before having your coffee and getting dressed

10. You're reading this now!

11. You relate so much you feel compelled to respond with more of your own !!! --

Newhope: When you get a text in the middle if the night you jump out of bed like a gymnast because you think it's THE RV text.... And you need to be ready for speed dialing the 800 numbers... Lol

Mr.Bob: OMG and i thought i was the only one lol...

GBT: and if you named your dog, Dinar and your Siamese Cat, Dong

Dinar Recaps 20 6/25/23 Dinar Recaps 20 6/25/23

Exchange Appointment Cheat Sheet and Supplemental Information From Fleming

Occasionally Dinar Recaps will be posting Exchange Tips and information from our archives for our newest readers that may be helpful for you at our exchange appointments and Post RV. Not all information may apply to you and your personal situation…..Take what you like and leave the rest: Some you may want to save for your own personal records! We hope all our dreams come true very soon ~ Your Dinar Recaps Team

From Recaps Archives

Cheat Sheet for Appointment with Supplemental Information from Fleming

This information is based on exchanges/ redemptions done in the USA. Each country will have its own process and information should be available for all once notifications have been issued.

The redemption/exchange process is streamlined and will be easy and straightforward. The appointment will only be about 15-20 minutes. You will be in and out quickly.

Occasionally Dinar Recaps will be posting Exchange Tips and information from our archives for our newest readers that may be helpful for you at our exchange appointments and Post RV. Not all information may apply to you and your personal situation…..Take what you like and leave the rest: Some you may want to save for your own personal records! We hope all our dreams come true very soon ~ Your Dinar Recaps Team

From Recaps Archives

Cheat Sheet for Appointment with Supplemental Information from Fleming

This information is based on exchanges/ redemptions done in the USA. Each country will have its own process and information should be available for all once notifications have been issued.

The redemption/exchange process is streamlined and will be easy and straightforward. The appointment will only be about 15-20 minutes. You will be in and out quickly.

Emails should be coming from Wells Fargo, HSBC, Chase, Bank of America and possibly Fifth Third.

If you do not receive an email, the information will be posted on aggregating sites and/or with those who provide RV Intel.

If you receive an email directly, you may forward it to anyone you gifted currency and/or bonds.

If you received as a gift, you may get the email forwarded to you.

Follow the instructions provided in the email.

You may be asked to verify who you are by answering questions based on publicly available information. This process is similar to when you apply online to open a bank account or a loan.

You may be given an 800# or a unique 800# to schedule an appointment. The number may be to a specific location or you will be giving your Zip Code, to be directed to the closest location.

When you call you may be asked if you have Zim, Currency or both. This is because not all locations will be able to redeem Zim. NEVER say how much you have, and they cannot legally ask.

Remember that bonds (Zim) is redeemed, and Currency is exchanged.

What to bring to appointment:

2 picture IDs – driver’s license, passport, government ID or anything with your picture
2 recent utility bill statements – this verifies your address
If homeless or no permanent address explain this at appointment.
Social Security card and/or Birth certificate. These may not be necessary, but bring especially if you have no picture ID.
If you have a bank account with a Tier 1 bank (HSBC, Chase, WF, Bank of America) bring your account number and routing number (a blank check will have that info.).
If you have a trust, bring the cover and indemnification pages (notarized pages). You may bring the entire trust, but they should only need copies of those pages.
Currencies/Bonds – Separate by country and denomination, large to small, facing in same direction. Place each currency into a small plastic bag.
If you have a lot of currency, recommend you create a tally sheet of how much of each currency/bond you have.

On day of appointment dress professionally. Do not dress to a point that you are uncomfortable.

Do not share with anyone purpose of your appointment or what you are doing.

Make a list of anything that you need in the first 10 days. Do you have any emergency needs like housing or medical, etc.

Leave with copies of all signed documents and any business cards.

When you get to the actual exchange process:

They will run your currency/bonds through the DE LaRue machine. This machine counts and verifies the authenticity of your currency.
If you do not like what is being offered, you can ask if any portion is negotiable.
You may be asked what you plan to do with funds. If you are redeeming Zim, the expectation is that you would do humanitarian projects, but is not required. At end of this document is a list of projects that you can choose from to support if you wish. (No longer 80/20 requirement on the Zim)
Historically, they have been looking for the following things in projects:
i. Projects are global in nature – start local and grow outward
ii. Job creation
iii. Duration – multigenerational
iv. Improves economy and helps businesses impacted by Covid

The best way to talk about your projects is to explain a problem and then how you want to fix it. Example: Homelessness – want to build safe affordable housing.

If you do not like the default package (rates, fees, services and perks) you may be able to request to talk to someone about what you plan to do and why you need something different than being offered. You may be given a Safe Keeping Receipt (SKR). This is where your currency/Bonds are recorded, and you are given the SKR. You will then work with a Trust company and/ or Wealth Manager to assist with negotiations and preparing the needed information.

You will open a new bank account for each currency and/or bond you are redeeming/ exchanging. These accounts will be under trust account name if you have one.

Each person will be given a US Treasury Account and be in the QFS.

You can take your spouse to appointment or not. You do not want to take anyone who is not familiar with this process as they may end up slowing everything down with too many questions.

Below are some questions to ask and some may not be necessary under the new QFS:

Ask for a full explanation of what the CAP’s and restrictions are and how they work. How are they scaled and what are the benchmarks for restrictions to be removed?

Read everything they give you including the NDA. If you do not understand, ask until you do. OR if you feel you need help, ask if there is an attorney available who can help.

Be respectful – they are not trying to trick you or deceive you.

Below is a list of possible tasks and list of professionals for short term and long term.

There will be a number of decisions that will need to be made post-exchange appointment including meeting with or hiring professionals to assist you. The list below is intended only as a guide.

DEFINITIONS

Tier 1 Bank: Tier 1 banks are those that hold the highest assets. They include: include: HSBC, Wells Fargo, Chase, Bank of America.

Full-Service Banks: Banks that offer a full range of services including a foreign exchange department. Credit Unions are not usually Full-Service.

Types of Rates:

Unless you have a written agreement with another, you do not have a contract rate.

If you negotiate for something different than the default, then you will be signing a written agreement and that would be your contract rate.

In the context of the US, it has written agreements with other countries, specifically Iraq and Vietnam.

With Iraq, it is sometimes referred to as “contract for oil”. This is an agreement between governments. The US holds Iraqi Dinar and will receive that contract rate.

Not all currencies have contract rates.

Currently, if you hold Zim, contract rates will not be available. This is because you will receive more from the Zim than you will with a contracted currency rate.

NDA – Non-disclosure agreement

If you choose not to sign an NDA, you will go with the public (Tier 5) and will receive Street Rate.

CMKX: A diamond mine that oversold stock with the help of the SEC. They were sued by key stockholders and won – often referred to as an Adjudicated Package.

Farm Claims: Lawsuit that involved farmers who were unfairly taken advantage of by bankers. They sued and won.

Currency Basket: Originally there were a few baskets with different countries’ currencies revaluing approximately six months apart. There are 22 currencies that are scheduled to go initially.

Dinar Recaps 20 6/24/23 Dinar Recaps 20 6/24/23

Sabickford's "Greatest Hits" From Recaps Archives

Sabickford’s “Greatest Hits”

I'm not saying it's hot outside but two Hobbits just threw a ring into my backyard

Warning- going to sleep on Sunday will cause Monday

I want to start juicing but I'm hesitant, I don't know how to juice Tacos

I've finally lost my mind. If found Don't bother to return it. It wasn't working properly anyway.

For the first time in forever, I decided to go shoot some pool tonight. You should have seen the look on the face of those swimmers.

Money cannot buy happiness, but it’s more comfortable to cry in a Corvette than on a bicycle.

Sabickford’s “Greatest Hits”

I'm not saying it's hot outside but two Hobbits just threw a ring into my backyard

Warning- going to sleep on Sunday will cause Monday

I want to start juicing but I'm hesitant, I don't know how to juice Tacos

I've finally lost my mind. If found Don't bother to return it. It wasn't working properly anyway.

For the first time in forever, I decided to go shoot some pool tonight. You should have seen the look on the face of those swimmers.

Money cannot buy happiness, but it’s more comfortable to cry in a Corvette than on a bicycle.

I had My Wife Begging to me the other night - She was on her knees Begging - She Said Please come out from under the Bed and Fight Like A Man

I only do what the voices in my wife's head tell her to tell me to do…

Chinese proverb: "Man who want nurse for girlfriend must be patient"

Women spend more time wondering what men are thinking than men spend thinking.

There may be no excuse for laziness, but I'm still looking.

Behind every great man is a woman rolling her eyes.

'll bet you $4,567 you can't guess how much I owe my bookie.

I hate it when people use big words just to make themselves sound perspicacious.

I'm great at multi-tasking - I can waste time, be unproductive, and procrastinate all at once.

Tomorrow is "National Take Your Flask To Work Day!" I just made that up. Tell the Others,

I was born with my heart on my sleeve, a fire in my soul, and a mouth I can't control

Being married is like having the freedom to do whatever your wife tells you

It's ok to swallow your pride, You won't gain a pound

Inside me is a thin man trying to get out…I usually shut him up with chocolate.

Never underestimate the power of stupid people in large groups.

Right before I die I'm going to swallow a bag of popcorn kernels to make the cremation a bit more interesting.

I hate it when the voices in my heads go Silent… I never know what they are planning.

How many boxes of these Thin Mints do I have to eat before I start seeing results?

Wouldn't it be really fun if breast implants came with Squeaky toys inside them?

I'm not so sure about an inner child, but I have an inner idiot that surfaces from now and then.

Nothing Says 'I HATE YOU" like giving someone's Kid a Drum Set

TEENAGERS tired of being harassed by your parents? ACT NOW move out, get a job, and Pay your own way , QUICK while you still know everything!

A State trooper was asked on a Exam "What would you do if you had to arrest your mother?" In the Blank he put "Call for Backup!!!"

The cashier said Strip down, facing me. How was I to know she meant my debit card?

To All Trolls - So tell me.. Is your butt aware that you head had moved in?

When people cut you down or talk behind your back remember, they took time out of their pathetic lives to think about you.

You're not drunk until you have to grab onto the grass to keep from falling off the earth.

Sometimes life bites you in the Butt. Thankfully I have enough padding there to take the hit.

I sometimes put a sticky note on someone's car saying "Sorry for the Damage" . It's kind of funny watching them look for the damage.

Be the reason someone smiles today! Or the reason they drink. Whatever works.

I need a part-time job that pays $30,000 a week.

My brain is experiencing technical difficulties. Please stand by…

Don't they already have enough comedians in Politics?

Karma is like a rubber band. You can only stretch it so far before it comes back and SMACKS you in the face.

Never water yourself down just because someone can't handle you 100 proof

A police office came to my house and asked me where I was between 5 & 6. He seemed annoyed when I answered 'Kindergarten"

The more you weigh the harder you are to kidnap. Stay Safe - Eat cake.

I'm 100% sure I called shotgun, while you were shoving me in the back. Yea I realize I'm being arrested but the rules of shotgun are pretty clear, Man.

I hate those people who knock on your door and tell you need to be 'Saved" or you will "Burn". Stupid Firemen

I started on a new diet. It's called the "I have $10 until Friday" diet

Not one drop of my self worth depends on your acceptance of me

If procrastination was an Olympic Sport, I'd compete in it later.

I Think my problem is that I have really Fantastic bad ideas

I stopped explaining myself when I realized people only understand from their level of perception.

Don't believe all the rumors you hear about me, the truth is much worse.

Old People at weddings always poke me and say "You're Next!" So I started doing the same thing to them at Funerals.

I Hate Tacos! Said No Juan Ever

I have been putting a lot of thought into it and I don't think being an adult will work for me.

Sometimes the first steps to forgiveness is understanding the other person is an idiot.

I hate the term "Crazy" - I Prefer Happy with Benefits.

When I was a kid you didn't have to say "Don't Try This At Home!" Because we weren't complete morons back then.

I believe that everyone else my age is an adult, whereas I am merely in disguise

When does Hibernation start because I am 100% participating in that.

The fact that jellyfish have survived for 650 million years without a brain has given hope to many people.

Insanity is Hereditary. You get it from your kids.

I'm not much on Seizing the Day, I just poke at it with a stick.

I swear some people need a stamp on their forehead saying "DON"T REPRODUCE"

My bank has a new service where they text you your balance. It's cool, I just don't think they should add "LOL" at the end

If Being sarcastic burned calories, I'd be transparent by now.

“I need to talk to you!!" These six words have the ability to make you instantly recall every bad thing you have ever done, and some you didn't

You know it's been a good day when you didn't have to unleash the flying monkeys.

Don't be afraid of being outnumbered. Remember Eagles fly alone. Pigeons flock together.

Relationships are like a walk in the park- Jurassic park

The hardest part of parenting is trying to fake mad when your kid does something bad but Hilarious.

My soulmate is out there somewhere, pushing a pull door. I just know it.

Now they've invented a pregnancy test with a curved handle so you don't get pee on your hands. Listen, if you aren't ready to get pee on your hands, you definitely NOT ready for Motherhood.

Our town was so small the we didn't have a town Drunk, So we all took turns.

Look, I'm trying to Rant Here. Stop interrupting me with Facts and Reason

Not to Brag.. I don't even need alcohol to make bad decisions.

I am fluent in three languages…English, Sarcasm, and Profanity

My Morning coffee makes me feel like I have my stuff together. I don't. But it makes me feel like I do.

My son asked me to explain women to him, SO I bought him a Xbox game for his PlayStation.

I don't need someone who sees the good in me. I need someone who sees the Bad and still wants me.

You are going to be Fine. You come from a long line of Lunatics.

I think I need professional Help. A Chef, A Butler and A Maid should do it.

In a packed Elevator, everyone is silent. Stomach: I will now Demonstrate the Mating call of a Whale.

If you line up all your Ex's in a row you can see the flow chart of your mental Illness.

Don't use the Bathroom in your dream…It's a Setup!!!

Before you ask me to babysit I think you should know that I think kids are super funny when they're drunk.

Eggs are fantastic for a fitness Diet. Don't like the taste? Add cocoa, butter, flour, sugar & butter. Bake 30 Min.

Got emotions? There's Alcohol for that.

And then alcohol said "put that on Facebook, it's hilarious". But alcohol was wrong, So Very wrong.

Sometimes it's just more fun to take the low road.

Remember to look both ways before crossing a woman.

Some things are better left unsaid. Which I realize right after I have said them.

Someone offered me grapes but I declined. I'm not used to taking wine in pill form.

I'm not Cheap, but I am on special this week.

That awkward moment when you're singing a song you often sang as a child - and you suddenly understand the lyrics.

Judging by the looks of my hair this morning, I think I may be a Muppet.

Shout out to everyone who got through the day without taking a nap. Pulled a All-Dayer! Pretty Cool!

I think way too many people have been drinking from the Fountain of Stupid

Well what day will you have time for my shenanigans?

Lieabetes (Lie-a-bee-tees) -noun- A serious affliction some people suffer from that prevents them from being able to tell the truth regardless of the situation.

I Planned to take over the world, But I'm Tired

I found some things to do today. They're called mimosas

Wine-O-Lympics Everyone's a winner in these games

The revised Serenity Prayer…God grant me the strength to accept things I cannot change, the courage to change the things I can, and the devoted friends who will post bail money when I snap.

Redneck word of the Week Twerk….Imma have two more beers then it's back to TWERK

This antidepressant works best if you take it with water lapping near your hammock on a Caribbean beach.

I've expanded my skills. I can now forget what I'm doing while I'm actually doing it.

I never thought I would be the kind of person that would get up early to exercise. I was right.

Wish me luck in the Olympics. Just kidding I'm on my forth cupcake.

Dear God, I've been very good today- No grumpy thoughts, no swearing, no smacking people in the head and no whining at all. But I'm about to get out of bed so I may need some help with the rest of the day.

Some of the best moments in life are the ones you can't tell anybody about.

The secret to being happy is having a good sense of humor and a Dirty Mind

The Lysol commercial told me to disinfect the things I touch the most. I have a feeling that this is going to burn.

We have to stop this recent culture of people telling us they're "Offended" and expecting us to care

I 've learned so much from my mistakes I'm thinking of making a few more

It's been one of those "I can no longer be held responsible for my actions" kind of days

What do you call a sleepwalking Nun? A Roamin' Catholic

You may not have lost all your marbles, but there's definitely a hole in your bag.

I used to be crazy but one of my voices is a therapist and declared I am sane.

Just call me the little engine that said "Ok, but I need a cup of coffee first."

What does it mean when Holy water sizzles when it hits your skin (asking for a friend)?

Some say that their body it a temple…Mine is a bouncy castle

Diet Tip: If you feel hungry you could really be just Thirsty. Drink a pitcher of Margaritas and see how you feel.

Today I bought a doughnut without the sprinkles. Diets are hard.

If Pigs could fly imagine how good their wings would taste.

Never ask a woman eating ice cream straight from the carton if she is OK.

Oh Lord, Please Keep all the stupid people from breeding. We are getting badly outnumbered down here.

When you see my head tilt to the right and I start to stare into space, I would RUN! The voices inside my head gave me a brilliant idea. Be very Afraid!

The first five days after the weekend are the hardest.

Chocolate comes from cocoa, which comes from a tree. That makes it a plant, therefore , Chocolate counts as a salad. You're Welcome.

I run entirely on Caffeine and Inappropriate thoughts.

Why Weigh yourself? You could set yourself on Fire and then roll in Broken glass and still feel the same way.

Don't cling to a mistake just because you spent time making it.

Everyone has baggage. Find someone who loves you enough to help you unpack.

Dinar Recaps 20 6/19/23 Dinar Recaps 20 6/19/23

"Is the Dinar a Scam?" From Recaps Archives

For the "Negative Nellies" who told us the Dinar is a Scam

Emailed to Recaps Originally Posted 11/03/2013

Do you have anyone in your life that told you investing in Dinar is a scam? Just show them this!

We've all heard from someone that investing in the dinar is a scam:

If there is a scam going on, it is the dream stealers trying to rob you of hope. In actuality, they are missing out on the blessings that come with dream building with one's spouse. That alone is very rewarding, and very telling, into how well two soulmates are really thinking on the same page.

If there is a scam going on, it's the US govt, Iragi govt and UN holding back info ... delaying ... the invitable. But post RV/RI you'll be praised for your insite into this investment by the nay-sayers. (Hindsite investors).

For the "Negative Nellies" who told us the Dinar is a Scam

Emailed to Recaps Originally Posted 11/03/2013

Do you have anyone in your life that told you investing in Dinar is a scam? Just show them this!

We've all heard from someone that investing in the dinar is a scam:

You want an example of a scam? Play the lottery.

The odds of winning are astronomically against you. That scam plays on the hopes of the un-informed, or desperate, seeking great rewards without understanding the odds. Governments make unimaginable dollars preying on lottery ticket buyers.

Whereas investing in the dinar, we can attempt to track international politics and become somewhat educated on our investment. We are talking the currency of a resource rich country torn by a former dictatorship, war and civil unrest.

In time, this RV/ RI will happen. Maybe not when we expect it, and maybe not in the manner we expect it, but the value of the Iraqi dinar will rise.

And eventually, we will see our financial rewards. But with the lottery, as those little balls keep tumbling, the odds of winning never get any better, and you never gain any additional insight on what numbers to pick, and you have to keep buying more tickets for a fresh "chance to win."

We've all heard it's risky:

Bunk. The most you can lose in dollars, is the amount invested, and that is only if you actually lose your dinar. That is right ... if you misplace the currency. After all, dinar dealers have a buy-back policy, right?

Does your financial planner or 401K manager have such a policy? 'Fraid not.

You want to talk risky? Buy into the stock market, without educating yourself. And what can you really learn from a prospectus? And remember, most financial planners are commissioned salespersons. Ask them if they make their living on their commissions, or on the results of the products they invest their clients money into. You'll be shocked by this scam.

Let's say you timed the market well, and bought General Dynamics a year ago at about $35/share. And now it is about double that. Forget trading fees, ... you doubled. So if you had purchased 5 shares, for $175, you would now have ~$350. Remember these numbers. Double your money in the stock market ... but limited realization in terms of dollars gained, but the limited number of dollars invested initially. 100% rate of return in one year.

How about SSI? (Social Security Insurance)

Counting on this for retirement supplement, now that's another risky government scam. 'Nuff said.

How about Real Estate?

Let's compare it to purchasing dinar. Build a spec-house for 200,000 and try to market it for 300,000. That is a 2:1 ratio. Or buy a foreclosure house. Say EFMV $150,000 purchased at auction for $100,000, plus holding costs and closing costs, so max realized gain is maybe $50,000 - again a 2:1 ratio.

But you may hold longer than anticipated, (more expense) and lower your selling price and only make $25,000 - now you’re at a ratio of say 5:1. That is saying that for every $5 invested, you only made $1.

If in the example, you are upside down in real estate, you've invested 150,000 and got out at 125,000. Now you have lost $25,000. Now compare that to the dinar. In the dinar, you only risk what you invest, and to that I take you back to Dinar Dealers buy-back policy. Further, you did not have to start with a $100,000 investment to try to gain $50,000.

How about buying an estate property below EFMV, and needing to sit on it for three years before reselling it. Even if a profit is gained, the rate of return annualized needs to be divided by three. And was there a positive or a negative cashflow on that property for the three years you held it?

Again, compare that to the dinar. The only argument against the dinar here is that the amount invested was stagnant while you held it.

And if you had the amount of your dinar purchase in a CD right now, could you get 2% return? I doubt it. And to get 2% you're probably looking at a 5 year hold. 'Nuff said.

We've all heard negative news soundbites:

The few soundbites I've heard were so trite, they were laughable. That's not journalism ... it's sensationalism, not credible research. It's been the blind leading the blind.

What about how long we have to wait for the RI to exchange.

If you are in an employer based retirement system, how long do you have to work, in terms of years, before you become retirement eligible? And what kind of return do you get? Do you know how to track it? Have you done your homework there? Now that might be a risky investment ... a lifetime

Oh, you don't have an employer based retirement system? Okay. Then look into your Roth or traditional IRA or other "paper assets" in your portfolio. What did you say? You don't have a portfolio? Or did I just hear you say your portfolio was cut in half in the past two years, as well as your annual earnings? Wow. That was a risky investment, ... very risky.

We've all heard it's an pyramid scheme:

Go to work tomorrow to your JOB (just over broke). I'm all for capitalism. I believe in rewarding those that take the calculated risks, those that create jobs for others, those that stabilize local economies. But when you look at the company ladder, well, there is your pyramid at it's best.

There are the nay-sayers that say the only ones making money on the dinar are the sellers, such as CBI and dinar dealers. Well, time will reveal the truth on that point of contention.

So let's talk dinar.

100,000 dinar mailed overnight from dinar dealers is approximately $140, + 24 UPS fee, + $1 for the money order = $165 invested. This is a relatively small amount to invest in anything.

Presently the rate is $1=1170 IQD, or $0.0008547/dinar (less than 1/10th cent per dinar). But with shipping, etc, ~= $0.000165 (a trifle above 1/10th cent per dinar.) So we'll call it $0.001 = 1/10th cent per dinar.

If/when there is an Re-V/I/D, look at the numbers. We've heard lows of 1IQD at $0.86 to highs of $3.86.( or much higher) For easy math, I'm just using RV at 1 IQD = $1. That means you $165 investment is now worth $100,000, pretax.

Okay, you'll have some expense to exchange ... minimal in big scheme, but may take your total investment to say $500. So you turn $500 into $99,500 (pretax).
You did not have to risk investing 1,000,000 to make a potential 100,000, or $125,000 to make $25,000.

Better yet, you were not excluded from the opportunity to make this $100,000 because you lacked the $1,000,000 in cash or credit to invest.

And if the increase in the dinar on the currency exchange boards is a gradual float, and not a spike from an RI (not saying this is likely) you will have to decide for yourself when to cash in. But in this scenario, all it needs to do is increase to 1 IQD = 1 penny, and you have a ten fold return on investment, grossing $1000 on a $165 investment. Have your financial planner or realtor or banker deliver that return! Not gonna happen.

Still skeptical? Stay with the gradual float. At a dime, cash in on 25,000 dinar note. Gross $2500 - $165 + fees and tax so say you clear $2000 How is that for a rate of return? Initial investment of $165, net $2000, but n0pot done yet ... still holding 75,000 IQD and you're "playing with house money." The rate of return calculated on any gain, is infinite ... because you already made more than your initial investment on the first cashout.

Now who cares if you have to wait a few years for a float to reach $3.00+. So $3.22 x 75,000IGD = $241,500 (pretax) is pure profit. Understand i am not an advocate of a gradual float, and favor an RI, but wanted to include it in this post, for the negative nellies to chew on as a worst case scenario. I'll take that return!

Compare the dinar to CDs. No comparison.

Compare the dinar to IRAs/MFs/stocks/bonds, etc. No comparison

Compare the dinar to the lottery. No comparison. How can I say that? In the lottery, the numbers predicate the number of winners, typically one, if any per drawing. But with the dinar, all that exchange are winners. Thus, again I say, no comparison.

Compare the dinar to real estate. I've had great returns and can even mathematically show you infinite rates of return, but for the vast majority of people, real estate transactions returns vs the returns on the dinar investment, well ... no comparison. Further, how many across the globe are in trouble financially as we speak, because they thought their home was their biggest asset, only to now realize that their mortgage and over-leveraging is eating them up, both financially, and emotionally.

Compare the dinar to pension plans. Took you 20, 25, 30, 35, etc years of your life, and you can only receive pension payments as alloted, under someone elses discression. So, ... no comparison.

I'll conclude with these thoughts.

For the negative nellies that say you were scammed when you bought into the dinar investment, with the $165 they did not invest, they may have purchased them something else. Lets say they bought dinner and a movie for two, or some clothes they'll only wear a few times .

So when your investment is eventually worth (Example only) $99,500 pretax, I hope they enjoyed the dinner, movie and clothes that now cost them ~ $99,500.

And I'm not done yet. Let's say you pay your taxes and tithes, and then pay off your remaining mortgage, freeing up that $650/mo payment for the next 180 months of your life. Look at how much "not buying dinar" now cost the negative nellies.

So I'm willing to give up a night out with my wife and new shoes. In fact, the reward potential in my household said ... what else can we postpone pre RV/RI, ... to not have to postpone life any longer?

If you followed all the way through this post, thanks for reading. I needed to vent. I needed to take the frustrations of listening to negative vibes and multiply that with negative reasoning, to produce a positive outcome.

Dinar Recaps 20 6/17/23 Dinar Recaps 20 6/17/23

A "Blast From The Past" From Dinar Recaps Archives

For those of you that have been currency investors over the last 10-12 years or so …..you may remember these from the “early days”!!!

Dinar Dictionary: By Vic tortious

09/17/2011

For all of us on this journey I have made a dictionary of terms used in the Iraqi Dinar re-evaluation investment/speculation.

Hopium: Preferred drug of the Dinar investor producing feeling of euphoria and a general sense of well being. A typical dose last 2 days at which time a new fix must me acquired or serious withdrawal symptoms occur. Warning withdrawal symptoms can manifest in events called "bashing".

Guru: Dinar drug dealer. A person responsible for distributing the addicting drug called "hopium". The "Guru" delivers the controlled substance simply be writing what's known as a "post". This "post" must contain the term "RV" and "cash-in" to give the proper dose of hopium an addict needs.

For those of you that have been currency investors over the last 10-12 years or so …..you may remember these from the “early days”!!!

Dinar Dictionary: By Vic tortious

09/17/2011

For all of us on this journey I have made a dictionary of terms used in the Iraqi Dinar re-evaluation investment/speculation.

Intel: Intel is the main ingredient of the drug known as "hopium". It is collected by "Guru's" from "sources". A good example would be: A "source" (cleaning lady at the white house) over hears the president say to a staff member "I can't be late for "Dinar tomorrow" or Michelle will kill me. She is making something special". Since the source clearly hears the words "Dinar" and "tomorrow" clearly she tells the Gurus that the president said the "Dinar" will RV "tomorrow" and hopium is created.

RV: This can be both a time or a place.

1. Time: RV is a time where all is set right in the world. Each country in the world is given a gazziliion dollars (called "global settlement packages") and everyone lives "happily ever after". A time in which there is no evil. All trees bear fruit and the fruits are comprised of gold, silver, and precious gems.

2. Place: Similar to what takes place after one dies. In some Dinar folklore this place is sometimes referred as "heaven like". Streets of gold, no evil exists here etc...etc. In other Dinar folklore this is a place where god is a pimp and gives all men that are Dinar holders 40 virgins. For non-folklore types this is just a place of peace where one doesn't have to work any longer and can retire and see the world and live in luxury.

Done: Any process that has been started. Example: I am going to wash my car. I have got a bucket and a rag and I am walking towards the car. I am therefore "Done".

98-100%: A mathematical term used in place of the word "done".

Shabibi: A god-like figure to Dinarians. He holds the magical keys to the "RV". The all knowing "Shabibi" writes his own posts. These are also called "news articles" He and his friend "Seleh" post these articles every other day about an event called "the removing the 3 zeroes". He is also at war with the evil wizard called "Maliki".

Maliki: Many consider him the evil wizard that holds back all things that are good.

Allawi: Simply known as the one "left behind". A one time player in the Dinar world this figure has been banished and the evil Maliki will not let him back into the kingdom even though he has promised his people that he would.

Obama: (Or whatever President is in office) Known to non Dinar holders as the leader of the free world. Gurus see this figure as "the holdup". The man of power that has but one job...to delay the RV of the Iraqi Dinar.

LOP: Beware of the LOP. It is the antidote to "hompium". The most evil of all words. It is said that if you say LOP 3 times in a mirror at night you will turn to stone. Others view the LOP as a mythical creature that will sneak into your home and alter all of your Dinars removing 3 of the zeroes.

Iraqi holiday: An event that happens in Iraq at least every 3 days. The purpose of these holidays are not known at this time (not even by Iraqis).

Dinar Recaps would like to thank all of the many Intel Providers both past and present who give their time and encouragement to keep us all for giving up during this long wait.

OkieOilMan, Frank26, Walkingstick, MakZ, MilitiaMan, Nader, Tony and Ray, Awake-in-3D, Wolverine, Holly, Bruce, Bluwolf, FootForward, PTR, DebTarHeelGirl,Charlie Ward, Simon Parks,

Rod Steele, Adam Montana, Soonerfan62, Wildduck, SweetQueen, Bond Lady, Backdoc, Dr. Clark, Delta, Blondie, Texas Snake, BGG,, Poppy3, Blaino, Hammerman, Freeway Bill, SouthwestFlGuy, General64, Seeker,

Dr. Kia Pruitt, Daz, Fleming, Bulldog75, Jester, Isaac, Mr. Cottrell, Dr.Dinar , SantaSurfing, and so many more…..

Thank you all~ from the Dinar Recaps Team

***************

ALL OF THE GURU'S CURRENT TAKES ON THE SITUATION...Comical

From our favorite, Blanche Oct 25, 2012

============
The Dinar RV is sort of like an earthquake along the San Andreas Fault in California. We know it's coming, we don't know when, and we don't know how big.

So if theguru's were all earthquake experts, how would they be reporting this to us?

Let's take a look:

Intel Guru Bluwolf: Would be standing right on the fault screaming "Any Second Now," but nobody would be paying attention to him anymore.

Intel Guru Footforward: "The earthquake should have already happened."

Intel Guru Checkmate: Would be talking incessantly about why we need to
get our earthquake preparation kits in order and why all the other earthquake guru's are wrong

Intel Guru TonyTNT: "It's a great day for an earthquake."

Intel Guru Gary: "Dr Todd is still scratching his head wondering why this earthquake hasn't happened yet."

Newshound Guru Adam Montana: Believes that the earthquake will start small, and
then there will be multiple earthquakes getting bigger over time.

Intel Guru Okie: He has been told that the U.S. Geological Survey is giving
him exclusive rights to announce the earthquake to the entire world.

Intel Guru Jonnywg: Keeps staring at the seismonitor screens waiting for the
earthquake to register.

Intel Guru Soonerfan62: Tells us once again that we will not have to go through another weekend without an earthquake.

Newshound Guru BGG: Believes that Maliki is somehow stopping the earthquake and
until he is removed from the San Andreas Fault, it' won't happen.

Intel Guru Poppy3: "The corrupt politicians have figured out a way to stop
this earthquake, and they have to be removed."

Newshound Guru SWFlorida Guru: Would produce endless research articles detailing exactly
why the earthquake has to happen, but still wonders if this is all true.

Intel Guru Bulldog75: Would be sitting in a Starbucks near the San Andreas
Fault talking aimlessly about geological events that might be happening soon, but nobody can understand what he's really trying to say.

Intel Guru Hammermann: "Y'all know that I'm the smartest earthquake predictor
in the entire world, and I have it on great authority that the earthquake will start in Reno."

Intel Guru Blaino: Will sound like Billy Mays as he does infomercials selling his brand of earthquake prediction instruments to the public.

Guru Ali: Says the earthquake won't be happening for years and years down the road while he still eagerly sells earthquake insurance to the masses.

A short movie clip talking about the dinar.

(Bad Language alert) The movie is "Hit & Run". Comedy. Released in 2012.

http://www.youtube.com/watch?feature=player_embedded&v=H-kLF8ZkEJs

Mot: TNT

EVOLUTION OF THE DINARIAN

In The Beginning Many Years Ago Today !!! Need I Say More???

Dinar Recaps 20 5/28/23 Dinar Recaps 20 5/28/23

"It's Easy To Beleive in Just the Facts!" Daz From TNT

From Recaps Archives

TNT:

Daz: ITS EASY TO BELIEVE IN JUST THE FACTS

I SUSPECT MUCH OF THE STUFF WE HAVE HEARD FROM ALL OVER THE NET OVER THE YEARS CONTAINS AN ELEMENT OF TRUTH..SOME MORE THAN OTHERS OF COURSE.

I DETERMINED LONG AGO THAT THERE HAVE BEEN VERY FEW DELAYS IN THE PROCESS. BUT THERE HAVE BEEN A LOT OF COURSE CORRECTIONS AND FALSE STARTS...AND THE RV WAS EVEN USED AT TIMES AS A TOOL TO PRY OPEN A FAULT OR WEAK SPOT THAT NEEDED REPAIR OR ARREST.

WITH ALL PROCESSES YOU MUST SET GOALS AND THOSE GOALS ARE MARKERS TO MEASURE PROGRESS TOWARDS A FINAL SUCCESSFUL RESOLUTION.

From Recaps Archives

TNT:

SOMETIMES THOSE GOALS ARE HIT...AND SOMETIMES THEY ARE MISSED...BUT EITHER WAY YOU ADAPT, ADJUST AND TRY TO NAVIGATE A NEW OR MORE SUCCESSFUL PATH TO THE END OF IT...ULTIMATELY, IT IS JUST A PROCESS.

I ALWAYS GO BACK TO A SINGLE PIECE OF INFORMATION THAT IN PART, SHOWS CLEARLY A FEW SIMPLE FACTS. AND FOR ME, ITS THE FOUNDATION OF MY CONFIDENCE AND TRUST.

WITH THAT SAID, LETS LOOK AT WHAT WE "KNOW".
__________________________________

IRAQ HAS ALWAYS BEEN A WEALTHY, RICH CULTURE WITH A STRONG HERITAGE AND SIGNIFICANT HISTORY.

IRAQ ALWAYS HAD AMPLE RESOURCES AND A STRONG ECONOMY... IN ITS OWN RIGHT.

THEIR MONEY ALWAYS HAD VALUE, HISTORICALLY AND CONSISTENTLY.

DUE TO PRESSURES TO ENACT A LIBERATION OF IRAQ AND EFFECT A REGIME CHANGE...A COALITION OF NATIONS "TURNED OFF THE MONEY (DINAR)" AS PART OF A WAR EFFORT AND STRATEGIC ASSAULT TO DEBASE THE FINANCES OF REVOLT, RESISTANCE AND INSURGENCY AGAINST THAT CHANGE IN 2004.

THERE WAS, AND STILL IS, A PLAN TO GIVE REBIRTH AND REVITALIZE THAT ECONOMY, INFLUENCE THAT CULTURE AND, EVENTUALLY EMBRACE IRAQ, ITS PEOPLE AND THEIR WEALTH AND TRADE INTO THE GLOBAL ECONOMIC FOLD.

AND, WHEN A SATISFACTORY CONDITION AND ALIGNMENT OF ALL THE VARIOUS INTERESTS AND POWER STRUCTURES INVOLVED HAVE REACHED A POINT OF REASONABLE SATISFACTION THAT THEIR INTERESTS AND GOALS ARE MET... THEY WILL JUST AS SIMPLY.... "TURN THE MONEY BACK ON".

IT WILL ALL COME TOGETHER WITH A PUBLIC RELEASE AND PERMISSION FOR ALL OF US TO EXCHANGE IN ANY MANNER WE WANT, ALMOST ANYWHERE WE WANT...AND IT WILL BE A SAFE, ORGANIZED, ULTIMATELY FAIR AND REASONABLY SIMPLE BUSINESS TRANSACTION.

HANG IN THERE BUT...KEEP LIVIN'.

WE'RE READY WHEN THEY'RE READY.

Dinar Recaps 20 5/4/23 Dinar Recaps 20 5/4/23

Once You Get Money-Upgrade These 15 Things Immediately

From Recaps Archives

Once You Get Money Upgrade These 15 Things Immediately

Alux:

In this Alux.com video we will be answering the following questions:

What should you upgrade once you get rich?

What things rich people buy that make sense?

What are the best things to buy when you're rich

From Recaps Archives

Once You Get Money Upgrade These 15 Things Immediately

Alux:

In this Alux.com video we will be answering the following questions:

What should you upgrade once you get rich?

What things rich people buy that make sense?

What are the best things to buy when you're rich?

00:00 - Intro

00:38 - Your face

01:57 - Your physical strength

04:01 - Your bed: mattress, pillows, linens

05:32 - Your food

06:47 - Your schedule

08:27 -Your location

09:24 - Convenience

10:42 - House Cleaning Services + Subscription for Essentials

11:43 - Time with your family

12:39 - Your teachers

14:21 - Your stories and adventures

15:57 - Your charity work

17:04 - Your wardrobe

18:04 - Your subscriptions

19:01 - Upgrade Your Life by Downgrading your Taxes

https://www.youtube.com/watch?v=EwD5RIqTGs4