Revised and Updated List of 61 Questions You May Want To Ask at Your Bank Appointment

Over the next few days Dinar Recaps will be posting Exchange Tips and information from our archives for our newest readers that may be helpful for you at our exchange appointments and Post RV. Not all questions or information may apply to you and your personal situation…..Take what you like and leave the rest:  Some you may want to save for your own personal records! We hope all our dreams come true very soon ~ Your Dinar Recaps Team

REVISED AND UPDATED LIST OF (61) QUESTIONS YOU MAY WANT TO ASK AT YOUR BANK APPOINTMENT

THE QUESTIONS:

1. WHAT TYPE OF BANK ACCOUNTS DO YOU HAVE AVAILABLE?

2. WHAT IS THE FDIC COVERAGE ON THIS ACCOUNT?

3. CAN YOU EXPLAIN TO ME HOW THE FOLLOWING BANK ACCOUNTS OPERATE?

A. NON INTEREST BEARING ACCOUNTS

B. MULTI CURRENCY ACCOUNTS

C. MULTIPLE CURRENCY ACCOUNTS

D.  (THE DIFFERENT TYPES AVAILABLE)

E. INTEREST BEARING ACCOUNTS

4. WHAT AMOUNT AM I REQUIRED TO LEAVE IN EACH ACCOUNT?

5. WHAT OTHER PRODUCTS AND SERVICES WILL BE PROVIDED TO ME TODAY WITH THESE ACCOUNTS?

6. WHAT ARE THE FEES ASSOCIATED WITH THESE BANK ACCOUNTS?

7. DOES YOUR BANK HAVE A WEALTH & TRUST DIVISION SEPARATE FROM THE RETAIL SIDE OF THE BANK?

8. I NEED SOME CERTIFIED CHECKS MADE PAYABLE TO (abcd) CAN YOU ASSIST ME?

9. HOW MUCH CASH CAN I TAKE WITH ME WHEN THIS APPOINTMENT IS COMPLETED?

NOTE: LIMITED CASH AND A CERTIFIED CHECK IS WHAT WE RECOMMEND

10. IF I COME BACK TO EXCHANGE MORE WILL I HAVE THIS SAME RATE?

11. WHAT PRODUCTS & SERVICES WILL THE WEALTH MANAGEMENT TEAM PROVIDE?

12. EXPLAIN TO ME HOW THE SWEEP PROCESS WILL WORK?

13. WHAT ARE THE ADVANTAGES & DISADVANTAGES OF THESE ACCOUNTS?

14. WILL LOANS  AND  LINES OF CREDIT  BE PROVIDED?

15. IS THIS ACCOUNT ACTIVE TO RECEIVE BANK WIRES NOW? (EXPLAIN THE PROCESS)

16. WHAT PRODUCTS & SERVICES WILL COME WITH THE WEALTH MANAGEMENT TEAM?

17. PLEASE GO OVER ALL OF THE DOCUMENTS WITH ME I WILL BE SIGNING?

18. TELL ME A LITTLE BIT ABOUT THE HISTORY OF THIS BANK?

19. HOW ARE MY DEPOSITS PROTECTED AGAINST BANK COLLAPSE, GOVERNMENT THEFT, AND BANK THEFT?

20. WHAT KIND OF INTEREST RATES WILL I BE LOOKING AT?

21. WHAT TYPE OF CREDIT CARDS AND DEBIT CARDS DO I QUALIFY FOR NOW?

22. WHAT ARE MY CHECKING & SAVINGS ACCOUNT OPTIONS?

23. IF I HAVE QUESTIONS TOMORROW WHO DO I  NEED TO CONTACT?

23. DO YOU HAVE A BUSINESS CARD?

24. IS THIS CURRENCY EXCHANGE TAXABLE AND WHAT IS THE RATE OF THE TAX?

25. WILL THIS TRANSACTION BE REPORTED TO FINCEN?

26. TELL ME ABOUT YOUR ONLINE BANKING (NOTE: WE DO NOT ADVISE ONLINE BANKING)

27. WHAT IS THE COST TO EXECUTE TRADES, , BONDS, ETC?

28. WHAT TYPE OF ADDITIONAL INSURANCE CAN I PLACE ON MY MONEY VIA PRIVATE

BANKING & WEALTH MANAGEMENT

29. IS THERE AN EXCHANGE WINDOW IF I HAVE MORE CURRENCY TO EXCHANGE?

30. IS MY MONEY PROTECTED AGAINST DEVALUATION OF THE USD?

31. TELL ME ABOUT YOUR BANK PERKS?

32. ARE THERE ANY STIPULATIONS WITH THE CONTRACT RATE? (IF AVAILABLE)

33. WHAT ARE THE STIPULATIONS WITH THE STREET RATE?

34. WHAT ARE THE KEY POINTS OF THE NDA (IF APPLICABLE)

35. CAN I CONTACT MY ATTORNEY BEFORE I SIGN THESE DOCUMENTS?

36. IF I DO NOT TAKE THIS APPOINTMENT WILL MY RATE CHANGE?

37. WHAT ARE THE STIPULATIONS WITH THE MARKET RATE?

38. CAN YOU SHOW ME THE RATES ON THE SCREEN PLEASE?

39. CAN I HAVE A COPY OF THE DOCUMENTS FOR MY LEGAL TEAM

TO REVIEW?

40. WILL THE RATE DROP IF I COME BACK TO EXCHANGE MORE CURRENCY?

41. IF I HAVE MORE CURRENCY CAN I COME BACK AND EXCHANGE AT SAME RATE?

42. IF I HAVE MORE CURRENCY ARE THERE DIFFERENT RATE TIERS?

43. ARE THERE ANY TIME LIMITS ON RATES OF EXCHANGE?

44. CAN YOU EXCHANGE INTO LOWER DENOMINATIONS?

45. IS THERE AN EXPIRATION ON THE LARGE NOTES?

46. IS THERE A CAP ON THE AMOUNT I CAN EXCHANGE WITH YOUR BANK?

47. CAN YOUR BANK ASSIST ME WITH RESERVES/LAYAWAYS AND HOW
DOES THAT PROCESS WORK?

48. CAN I EXCHANGE WITH MY LLC, IBC OR TRUST?

49. AM I EXCHANGING INTO NEW TREASURY NOTES?

50. IF I USE AN MCA ACCOUNT WILL MY CURRENCY STAY IN THE CURRENCY OR CONVERT TO USD.

51. WHAT IS THE INSURANCE COVERAGE ON MY DEPOSITS?

52. AM I EXCHANGING INTO FEDERAL RESERVE NOTES OR TREASURY NOTES?

53. CAN YOU EXPLAIN YOUR BANKS BASEL STATUS & HOW DID YOUR BANK RATE IN BANK STRESS TESTS?

54. HOW MUCH DOES YOUR BANK HAVE IN DERIVATIVES?

55. HOW WOULD YOU RATE AND COMPARE YOUR BANK TO OTHER INSTITUTIONS?

56. HOW HAVE THE NEW OCC REGULATIONS, VOLCKER RULE, DODD FRANK, & BASEL REQUIREMENT IMPACT YOUR BANK?

57. CAN YOU EXPLAIN TO ME HOW YOUR FINCEN REPORTING WORKS?

58. WHAT TYPE OF ACCOUNT ARE THESE FUNDS GOING INTO AND I DO NOT WANT TO CO-MINGLE DIFFERENT CURRENCIES AND WOULD LIKE SEPARATE ACCOUNTS FOR EACH CURRENCY?

59. WHAT IS THE DIFFERENCE IN A CURRENCY EXCHANGE AND A CURRENCY INVESTMENT WITH YOUR BANK?

60. WHAT OTHER OPTIONS ARE AVAILABLE IF I DECIDE TO EXCHANGE MORE CURRENCY AND IS MY EXCHANGE RATE NEGOTIABLE

61. PLEASE SHOW ME THE RATES CURRENTLY ON YOUR BANK SCREEN BEFORE I EXCHANGE.......

COMMENTS:

1. PLEASE FLAG THIS ACCOUNT FOR IT TO NOT BE IN TEST & PRODUCTION.

2. WITH MY BROKERAGE ACCOUNT  I NEED TO BE SURE ALL TRADES MUST BE AUTHORIZED BY ME. (OPTION)

Originally  Posted by EXOGEN

"Keep Believin' in the Unbelievable!" By Dr.Dinar

Keep Believin' In The Unbelievable!

by Dr. Dinar

Sheesh. They can put a man on the Moon. Or at least we think they can anyway.

Could've been Hollywood magicification for all we know.

Without a doubt the lighting situation was highly suspect.

But let's go ahead and give 'em the benefit of the doubt, just for the sake of discussion.

What we do know is they can put shampoo and conditioner in the same bottle.

Well, according to the label anyway.

Even if we're unable to see inside the bottle itself, that much we can see.

However, based on the results, it certainly appears we're being fed some serious misdisinfo.

Would the shampoo company intentionally deceive us?

Naw... they wouldn't do that.

Or would they.

The all-in-one results certainly aren't anything even close to those derived from implementing them in a two-step process. Shampoo first, then conditioner.

Matter of fact it almost feels (and looks) as if there's been no conditioner applied whatsoever.

Once again, we're left with two options. Believe or don't believe.

Moving on, let's go with something a bit more visible. Like a sandwich.

We know they can put peanut butter and jelly in the same jar.

How do we know that? Because we can see it.

Yes, thanks to something as simple as a clear glass jar, we're able to see the two key ingredients in all their swirlicious glory.

We know what Peanut Butter looks like. We know what Jelly looks like.

Especially when both are applied to two separate slices of bread.

Both easily recognizable, totally different colors as well as tastes.

So when you see them both swirlified in the same clear glass jar, it's pretty much a no-brainer.

No need to be a believer in the unseen, the evidence is unmistakably clear.

So it only stands to reason that if they can do all of those things, then why on Earth can't they get this GCR done.

Yeah, yeah, I get it. This is a biggie.

A never previously been attempted, once in anybody's lifetime, one for the history books, global sized event.

Yet, isn't that exactly why they assigned this task to only the most intelligent folks on the planet.

If it were up to me and my goal was to make this GCR thing happen, I know I would do everything possible to ensure I had assembled the best Team available. Wouldn't you?

Isn't that sort of Rule No.1, hire those more intelligent than yourself.

It only makes sense.

Keeping all that in mind, we also have endless amounts of trendsetting technology at our fingertips.

From talking clones to flying drones, without a doubt we're wise beyond on years.

And still, with all that at their disposal, they still can't seem to get this done.

We're constantly being told that they've been working on getting this thing done for the past fartoomany years.

However, with no visible proof, one can't help but begin to wonder if this thing truly is getting done.

As in making forward progress of any sort.

Not to point fingers but if any of us were to be appointed to a similar position, we'd have been fired long ago.

And rightfully so.

After all, you're hired for one reason. To do a job.

One job. Complete a desired task.

Basically, to git 'r done.

And I don't know about you but from where I stand, they ain't got it done.

Not yet anyway.

Close? Maybe. But done?? Not so much.

I don't care how many hundreds of times I hear "It's done... we're just waiting for the release."

Until they release it, it ain't done.

Until it's liquid and spendable, it ain't done.

Until I can buy groceries and pay the electric bill to keep those groceries cold in the fridge, it ain't done.

Until I can buy the groceries for the person behind me in the grocery store line, it ain't done.

So please, if you're one of those continually saying "It's done, but... .", please check to see how important that add-on but is.

I believe you'll come to find that one little but makes all the difference.

Which brings me back to my original thought.

That being if any of us were in charge of getting it done, regardless of what "it" is, yet we continually fell short in accomplishing our goal, we'd surely be excused from our place of employment.

And our replacement would be hired (or recharged, depending on if we were to be replaced by a Robot or not) post haste.

Hmmmmm... replacement. That's it!

What if we seek out replacements for whomever the heck it is that's responsible for completing this task.

Whomever's job it is to make this RV / GCR thing happen. To git 'r done.

The one's that don't appear to be getting it done. Yeah, them folks.

Would it be a group such as the A-Team, with all of their battle-hardened skills?

Or a bunch such as Charlie's Angels, with their super-stealthish abilities among their many attributes.

Surely they could get the job done.

And no, I didn't refer to any of them as Shirley.

Heck, at this point I wouldn't care if it was The Brady Bunch.

As long as we're assured they're on our side and want the best for humanity, I'm okay with it.

But wait. Let's think about this for a second.

What if I'm wr... wro... mistaken in my thought process.

What if the people assigned to completing this task actually do want it done.

What if they are in fact doing their very best to get it released.

What if they are indeed on the good side, wanting the best for humanity.

After a decade of feeling as if it's entirely possible we've been duped, I think it's only natural to be more than a bit skeptical.

To begin to question everything and everyone involved in this situation.

Especially when we're all too aware of the many folks that don't want this to happen.

Yet, at some point you have to have faith.

In both the people in charge as well as the ongoing process itself and the supposed progress being made towards completing the process.

Think about it. Doesn't matter how long you've been involved in this exchange endeavor, if you're anything like me, then you've yet to see any factual signs of progress.

After hearing words such as Article 140, the HCL Law, new Prime Minister seated, Erbil Arbil Gerbil ramblin' by our monitors for over a decade now, one becomes quite numb to all of that delirium.

Meaning all of the supposed results are just as intangible as the forward progression of the process itself.

As Bruce Springsteen often says, we're runnin' on empty, runnin' blind, unable to see any progress nor the process itself.

He must be a currency holder.

Come to think of it, looking back, hasn't it pretty much been that way since the very start.

Runnin' on faith, believing in the unbelievable.

For the most part none of us had ever been to Iraq.

Yet we were so anxious to connect with someone that had (or had a connection to someone that had) that we were easily swept up by people that continually made claims of having connections in places we could never have imagined.

Were we idiots for believing them? Hmmm... perhaps. Let's hope not.

Believers in the unbelievable? Without a doubt.

And who could blame us.

If you're going to get involved in anything like the RV/GCR and you refuse to believe in the unseen, I wish you all the luck in the world.

You're gonna need it.

This whole thing runs on the unverified and unseen.

Believing in the unbelievable is key to surviving this journey.

So at this point in the process we're pretty much stuck believing that the people in charge of this RV/GCR thing, whomever they may be, have only the best of intentions.

Believing that they're working with much more intelligence and knowledge than we tend to give them credit for.

Or at the very least hoping they are well aware of Google and aren't afraid to use it.

Who knows, they might be just like us.

Fed up with the seemingly endless broke Holiday Seasons and want this done and completed just as much as we do.

Perhaps even more..

Let's hope this is a season of miracles after all.

And let's hope our Christmas Bonus isn't just enrollment in another year of the RV/GCR "Rumor Of The Month" Club.

The global economy ain't got time for that.

And neither do we.

Hang in there folks and keep on believin' in the unbelievable.

Kindly,

Dr. Dinar

Disclaimer: Please consider everything in this post as my opinion. I’m not a professional Wealth Advisor, CPA, Tax Attorney, 'Rumor Of The Month' Club Salesman, etc.. I’m simply someone that chooses to believe in the unbelievable, including but not limited to, the possibility that they truly do want to get this thing done. Be sure to consult a professional for any financial decisions you make now and in the future.

Possible Bank Perks to ask for at Your Exchange Appointment

For our newest readers~~ From Recaps Archives

Possible Bank Perks to ask for at your Exchange Appointment .
 
AUM - Assets Under Management

1. No fees ever for foreign currency exchanges

2. Provide a Private Banker/Wealth Manager at the time of exchange to initially park the funds in an non-interest-bearing account overnight and sweep those funds into other non-interest bearing accounts within your bank the following day; until I meet with bank advisers and other financial professionals and make some general guidelines for the management of these funds and the distribution of a portion of these funds through your bank, trust, and LLCs.

3. Family Office Services

4. Perks can be based on AUM (Assets Under Management) in a tier grid

5. Discounts on AUM fees

6. No fees ever - no fee to deposit/wire transfer money

7. No Broker fees ever

8. Free Safe Deposit Box, Certified Checks, Notarized, Courier Services

9.Provide Excess Deposit Insurance (i.e. Lloyds of London and/or Travelers) or Abbott Downing

10.Provide Senior Wealth Managers/Investment Bankers for selection

11.Tax/Business/Estate Attorney & CPA

12. Private transactions representation –assistance in buying a house/car/anything ( my trustee will purchase through my bank) 13.

Free Due Diligence Services provided for outside investment opportunities(research on any person or service) they will get it

14.100% funding availability (immediate Funds) before we leave

15. Unlimited Platinum or Black Visa Signature Debit & Credit Card with no ATM fees

16. Line of Credit available

17. Group Health Insurance - to cover the signers and families of depositors

18. Guarantee 12-15% interest per year on deposits

19. Bank Trading Platforms & Repurchase Agreement Sweep Accounts

20. Short Term/High Yield Interest Rates

21. Assist in opening an offshore bank account with affiliate bank for foreign investments

22. Access to information on great investment opportunities

23. Pre-IPO deals

24. Provide free Executive Privacy Plus subscription with Reputation.com

25. Sports tickets in suites and on the floor (Football, Basketball, Baseball, Boxing, Tennis, Golf, NASCAR & etc.) Also, special events like the Super Bowl, NBA Finals, College Bowls, NCAA Final Four, World Series &the Olympics. Based on AUM in a tier grid

26. Entertainment & Concert tickets in suites and on the floor (Music Concerts, Entertainment Awards Shows, Premier Movie Screenings, TV Show tickets & etc.) Based on AUM in a tier grid

27. Limousine & VIP transportation based on AUM in a tier grid

28. Private Jet Travel (5-25 flight hrs. per mo.) based on AUM in atier grid on flight hours per month

29. First Class seats/commercial airlines based on AUM in a tier grid

30. Private Yacht access/usage (40 hrs. annually) based on AUM in a tier grid on access/usage hours per year

31. Donations to our favorite charities (Banks matching a certain percentage)

32. Prime seats at charity events

33. Suites at Luxury Hotels & VIP Dinners at Restaurants based on AUM

34. Membership fee & Annual fees to Inspirato Core resorts & residences

35. Membership fee & Annual fees to Exclusive Resorts & Residences for 60 days with Priority Holiday Access annually

36. ClubCorp Private Membership based on AUM

37. Spa & Massage Club Membership based on AUM in a tier grid

38. Concierge Services 24/7 based on AUM

39. Provide a free Vertu Ti cell phone & concierge subscription service for  members with $1 million and over AUM

40. Free Family Financial Education provided for group family members

41. Provide any and all other perks that was not mentioned

"Blasts From the Past" From Recaps Archives

Never Sell Your Seed

Hi Mateys! You know….a long time ago I was listening to my grandfather talk about when times were tough on the farms of America…around the time of the great depression (we are close to that these days). He said that his family would live from day-to-day just hoping to make ends meet until the next crop was harvested.

They had planted the crops, watered them, weeded them out, nurtured them, fertilized them, watered them some more and then they harvested them. The harvest needed to last throughout the long winter that was to come, in addition, until the new harvest of that year’s crops.

 Along with the harvest, they would always save some seed for next spring’s planting. Hopefully more seed than they planted the year before; always looking to provide more for their families and perhaps to help others.

During the winter things got so tough that they had to make ends meet by working additional jobs, cutting back on all expenses and finding other ways to survive the long winter and spring months.

One year it got so bad, things had to be sold in order to buy food to eat and survive. He told me his Father told him that they would “never sell their seed.” He did not know what that meant until later on in life.

In short, his Father and Mother knew that in order to make it next year and the years far after that (and to expand the crops for the future), they had to save their seed. The seed was worth a fortune, but they never sold it.

Without the seed there was a very slim chance to plant the following year’s crops. On a daily basis we get emails, IM’s and calls from fellow Mateys and others who are so tired of the ride that they want to just get out and sell their Dinar. Your Dinar is your seed.

That is the worst thing anyone can do at this point in the journey. I have counseled many to not do that. Do whatever else you need to do….but don’t do that! We are so close to the end that we can see land on the horizon.

Now is not the time to get rid of your Dinar. Sell whatever else you can, if you have to, to make ends meet…but never sell your seed if you can avoid it.

Make drastic changes in your lifestyle, if needed but once again….never sell your seed. Without it….you have no chance of growing crops for future years and even increasing crop production for future years. This is a full reference to income in future years. Crops are your income.

These requests also remind me of my coaching career. I would always tell my kids (all 400-500 of them!) to never quit. You may be getting beat up on the field but you never….never….never quit. There is always the next at bat. There is always the next play. And there is always the next game.

If you quit now…you will have very little chance of playing again, much less winning a game, or getting a hit. Baseball is like life and life is like baseball. Sometimes you win; sometimes you lose….but you never stop trying. NEVER!!!

To sum this all up, I have a love for people in general….and my Mateys in particular. Like I have said before….I wish I could make all our problems go away. I cannot. But if you ask me, I will tell you not to quit. And never…..never…..NEVER….. sell your seed!

 You’ll need it to live your life in the future to the fullest. Lots of nevers today huh?!?!! Our Lord expects this from us. BTW…I read the last chapter….we win! Thanks Mateys and wake up rich! In more ways than one!!!    gtabdinar

************

What is Nesara????   Many sites are talking about it……here is some information

NESARA ...Forgives all credit card, mortgage, student loan and other bank debt due to illegal banking and government activities..

Information about NESARA:

Source: http://www.ashtarontheroad.com/nesara-flyer-2-8-16.html

A law was passed in the United States in March 2000 and signed into law in October of 2000. This law is called N.E.S.A.R.A. – National Economic Security and Reformation Act.  All politicians and media members are under a gag order to not speak of it publicly until it is officially announced. This new law will first be enacted in the United States and eventually will be rolled out across the world. The law provides:

     ·  Forgives all credit card, mortgage, student loan and other bank debt due to illegal banking and government activities

     ·  Dissolves the IRS and ends all income tax

     ·  Creates flat rate non-essential “new items only” sales tax (food, medicine and all used items will not be taxed)

     ·  Increases benefits to senior citizens

     ·  Returns Constitutional Law to all our courts and legal matters – re-trains all judges and attorneys in Constitutional Law

     ·  Provides for new representational elections within Constitutional Law.

     ·  Monitors elections and prevents illegal activities of billionaires and special interest groups

     ·  Ends the Federal Reserve System and begins a new US Treasury bank system  that follows Constitutional Law

     ·  Creates new US Treasury currency backed by gold, silver and precious metals,ending US Government bankruptcy. This will initiate global economic reform.

     ·  Restores financial privacy

     ·  Ceases all aggressive US Government military action worldwide

     ·  Leads to peace throughout the world

     ·  Enables release of over 6,000 patents of suppressed technologies and enormous sums of money for humanitarian purposes

The provisions of the National Economic Security and Reformation Act have been composed by visionaries who wish to correct past wrongs against the people in the United States. It is supported and inspired by statesmen around the world, as well as off-world, as a vision for global peace, freedom and prosperity.

Further information about N.E.S.A.R.A. history at these sources:

http://2013rainbowroundtable.ning.com/page/history-of-nesara-1  

www.ashtarontheroad.com/history-of-nesara.html

https://freedomforhumanity2016.wordpress.com/tag/nesara-gesara/page/12​/

Short movie clip talking about the dinar

Caution-May contain bad language

http://www.youtube.com/watch?feature=player_embedded&v=H-kLF8ZkEJs 

Jim Cramer of Mad Money Talks About Iraqi Dinar

https://www.youtube.com/watch?v=iryWYSrZHg8&feature=player_embedded#t=0

We Have All Heard Investing in the Dinar is a Scam........

From Recaps Archives for our newest readers……….

We've all heard investing in the dinar is a scam:

If there is a scam going on, it is the dream stealers trying to rob you of hope. In actuality, they are missing out on the blessings that come with dream building with one's spouse. That alone is very rewarding, and very telling, into how well two soulmates are really thinking on the same page.

If there is a scam going on, it's the US govt, Iragi govt and UN holding back info ... delaying ... the invitable. But post RI/RV you'll be praised for your insite into this investment by the nay-sayers. (Hindsite investors).

You want an example of a scam? Play the lottery. The odds of winning are astronomically against you. That scam plays on the hopes of the un-informed, or desperate, seeking great rewards without understanding the odds. Governments make unimaginable dollars preying on lottery ticket buyers.

Whereas investing in the dinar, we can attempt to track international politics and become somewhat educated on our investment. We are talking the currency of a resource rich country torn by a former dictatorship, war and civil unrest. In time, this RI/RV will happen. Maybe not when we expect it, and maybe not in the manner we expect it, but the value of the Iraqi dinar will rise.

And eventually, we will see our financial rewards. But with the lottery, as those little balls keep tumbling, the odds of winning never get any better, and you never gain anny additional insight on what numbers to pick, and you have to keep buying more tickets for a fresh "chance to win."

We've all heard it's risky:

Bunk. The most you can lose in dollars, is the amount invested, and that is only if you actually lose your dinar. That is right ... if you misplace the currency.

Afterall, most dinar dealers have a buy-back policy, right? Does your financial planner or 401K manager have such a policy? 'Fraid not.

You want to talk risky? Buy into the stock market, without educating yourself. And what can you really learn from a prospectus? And remember, most financial planners are commissioned salespersons. Ask them if they make their living on their commissions, or on the results of the products they invest their clients money into. You'll be shocked by this scam.

Let's say you timed the market well, and bout General Dynamics at about $35/share. And now it is about double that. Forget trading fees, ... you doubled. So if you had purchased 5 shares, for $175, you would now have ~$350. Remember these numbers. Double your money in the stock market ... but limited realization in terms of dollars gained, but the limited number of dollars invested initially. 100% rate of return in one year.

How about SSI? Counting on this for retirement supplement, now that's another risky government scam. 'Nuff said.

How about Real Estate? Let's compare it to purchasing dinar. Build a speckhouse for 200,000 and try to market it for 300,000. That is a 2:1 ratio. Or buy a foreclosure house. Say EFMV $150,000 purchased at auction for $100,000, plus holding costs and closing costs, so max realized gain is maybe $50,000 - again a 2:1 ratio. But you may hold longer than anticipated, (more expense) and lower your selling price and only make $25,000 - now your at a ratio of say 5:1.

That is saying that for every $5 invested, you only made $1. If in the example, you are upside down in real estate, you've invested 150,000 and got out at 125,000. Now you have lost $25,000. Now compare that to the dinar. In the dinar, you only risk what you invest, and to that I take you back to dinar dealers  buy-back policy. Further, you did not have to start with a $100,000 investment to try to gain $50,000.

How about buying an estate property below EFMV, and needing to sit on it for three years before reselling it. Even if a profit is gained, the rate of return annualized needs to be divided by three. And was there a positive or a negative cashflow on that property for the three years you held it? Again, compare that to the dinar. The only argument against the dinar here is that the amount invested was stagnant while you held it.

And if you had the amount of your dinar purchase in a CD right now, could you get 2% return? I doubt it. And to get 2% you're probably looking at a 5 year hold. 'Nuff said.

We've all heard negative news soundbites:

The few soundbites I've heard were so trite, they were laughable. That's not journalism ... it's sensationalism, not credible research. It's been the blind leading the blind.

What about how long we have to wait for the RI to exchange.

If you are in an employer based retirement system, how long do you have to work, in terms of years, before you become retirement eligible? And what kind of return do you get? Do you know how to track it? Have you done your homework there? Now that might be a risky investment ... a lifetime.

Oh, you don't have an employer based retirement system? Okay. Then look into your Roth or traditional IRA or other "paper assets" in your portfolio. What did you say? You don't have a portfolio? Or did I just hear you say your portfolio was cut in half in the past two years, as well as your annual earnings? Wow. That was a risky investment, ... very risky.

We've all heard it's an pyramid scheme:

Go to work tomorrow to your JOB (just over broke). I'm all for capitalism. I believe in rewarding those that take the calculated risks, those that create jobs for others, those that stabilize local economies. But when you look at the company ladder, well, there is your pyramid at it's best.

There are the nay-sayers that say the only ones making money on the dinar are the sellers, such as CBI and dinar dealers. Well, time will reveal the truth on that point of contention.

So let's talk dinar.

Example: 100,000 dinar mailed overnight from s dinar dealer  is $140, + 24 UPS fee, + $1 for the money order = $165 invested. This is a relatively small amount to invest in anything.

(these are older rates) Presently the rate is $1=1170 IQD, or $0.0008547/dinar (less than 1/10th cent per dinar). But with shipping, etc, ~= $0.000165 (a triffle above 1/10th cent per dinar.) So we'll call it $0.001 = 1/10th cent per dinar.

If/when there is an RV/RI, look at the numbers. We've heard lows of IQD at $0.86 to highs of $3.86. For easy math, I'm just using RV at 1 IQD = $1. That means you $165 investment is now worth $100,000, pretax. Okay, you'll have some expense to exchange ... minimal in big scheme, but may take your total investment to say $500. So you turn $500 into $99,500 (pretax).

You did not have to risk investing 1,000,000 to make a potential 100,000, or $125,000 to make $25,000.
Better yet, you were not excluded from the opportunity to make this $100,000 because you lacked the $1,000,000 in cash or credit to invest.

And if the increase in the dinar on the currency exchange boards is a gradual float, and not a spike from an RI (not saying this is likely) you will have to decide for yourself when to cash in. But in this scenario, all it needs to do is increase to 1 IQD = 1 penny, and you have a ten fold return on investment, grossing $1000 on a $165 investment. Have your financial planner or realtor or banker deliver that return! Not gonna happen.

Stilll skeptical? Stay with the gradual float. At a dime, cash in on 25,000 dinar note. Gross $2500 - $165 + fees and tax so say you clear $2000 How is that for a rate of return? Initial investment of $165, net $2000, but n0pot done yet ... still holding 75,000 IQD and you're "playing with house money." The rate of return calculated on any gain, is infinite ... because you already made more than your initial investment on the first cashout.

Now who cares if you have to wait a few years for a float to reach $3.00+. So $3.22 x 75,000IGD = $241,500 (pretax) is pure profit. Understand i am not an advocate of a gradual float, and favor an RI, but wanted to include it in this post, for the negative nellies to chew on as a worst case scenario. I'll take that return!

Compare the dinar to CDs. No comparison.

Compare the dinar to IRAs/MFs/stocks/bonds, etc. No comparison

Compare the dinar to the lottery. No comparison. How can I say that? In the lottery, the numbers predicate the number of winners, typically one, if any per drawing. But with the dinar, all that exchange are winners. Thus, again I say, no comparison.

Compare the dinar to real estate. I've had great returns and can even mathematically show you infinite rates of return, but for the vast majority of people, real estate transactions returns vs the returns on the dinar investment, well ... no comparison.

Further, how many across the globe are in trouble financially as we speak, because they thought their home was their biggest asset, only to now realize that their mortgage and over-leveraging is eating them up, both financially, and emotionally.

Compare the dinar to pension plans. Took you 20, 25, 30, 35, etc years of your life, and you can only receive pension payments as alloted, under someone elses discression. So, ... no comparison.

I'll conclude with these thoughts.

For the negative nellies that say you were scammed when you bought into the dinar investment, with the $165 they did not invest, they may have purchased them something else. Lets say they bought dinner and a movie for two, or some clothes they'll only wear a few times ...

So when your investment is eventually worth (Example only) $99,500 pretax, I hope they enjoyed the dinner, movie and clothes that now cost them ~ $99,500. And I'm not done yet.

Let's say you pay your taxes and tithes, and then pay off your remaining mortgage, freeing up that $650/mo payment for the next 180 months of your life. Look at how much "not buying dinar" now cost the negative nellies.

So I'm willing to give up a night out with my wife and new shoes. In fact, the reward potential in my household said ... what else can we postpone pre=RI, ... to not have to postpone life any longer?

If you followed all the way through this post, thanks for reading. I needed to vent. I needed to take the frustrations of listening to negative vibes and multiply that with negative reasoning, to produce a postive outcome.

From a Dinar investor.

"Dinarland-The Land of Confuse-Zim" by Dr. Dinar

Dinarland - The Land Of Confuse-Zim  By Dr. Dinar

Well, surprise, surprise, surprise!

Here we are, on the verge of yet another Holiday shopping season and we're still sitting here, broker than broke.

Without an RV.

Without a completed GCR.

Still unsure the GCR process has actually started processing.

Sure, we've hear a thousand times the process has started.

But, as with everything else in Dinarland, as it stands, that's just another unprovable rumor.

How can that be.

Who in their right mind ever imagined we'd still be here.

Three quarters of the way through yet another year.

And might I add, the weirdest year on record.

A year that, like so many others that came before, began with such promise, only to be left with that same ol' Dinarja Vu feeling we've been dealing with for the past decade plus.

 Yep, back at the end of 2010, throughout Dinarland all we heard was we'd never get to 2011 without "cashin' out our dee-nars".

Oh how wrong they were.

And how wrong we were for not knowing how wrong they were.

And to make matters worse, back then all we had to concern ourselves with was the simple RV of the IQD.

That's it.

Nothin' crazy about that.

How much easier could it be.

Wham, Bam, Thank You #43!

Even if they didn't originally intend for the RV to include you and me, which shouldn't come as any big surprise to any of us playing along, by that point they begrudgingly rewrote the rule book, thereby allowing us to play along.

Say hello to the new, renewed & reimproved #13303.

And Thank You too, Dr. Shabinabibi.

Most of us are well aware of your boasting of Iraq's ability to support a $15 to $17 fantasy rate and all the reasons behind your making such an insanely unrealistic statement.

And how your statement has been taken completely out of context for far too many years.

Having said that, those of us living in the real world will gladly take our $3.41 and bow out gracefully.

Off to the various Auto Dealerships and Zillow we will go.

On our way to making our dreams come true.

But hang on there fellow Dinarians, not so fast.

Turns out there was something else in the works.

Much more "stuff" lurking behind the curtain than we were aware of.

At least not at that time anyway.

It was around that time we began to hear the rumors of the "Rise of the Dong".

Say what!?!

Now we have Vietnam involved in all this?

Whose crazy idea was that anyway!

Talk about a surprise.

They quickly explained it away, saying China was going to move all of their manufacturing to nearby Vietnam, thereby creating more "living space" for their ever expanding population.

Who could argue with that kind of logic.

Not to mention all of the newly discovered precious metals lying dormant under all the Vietnamese rice fields.

Talk about Fields of Dreams.

That stuff couldn't fit any better into this storyline if they tried.

Almost as if they made it up.

But they wouldn't make this stuff up, would they?

Nah. Not even if they could.

Do I even need to mention all of the as yet unfracked oil sitting just offshore, awaiting future fracking.

Who knew.

Believe it or not, it all made total sense.

Which, when you think about it, is more than confusing.

At that point, as it is now, making sense was anything but the "norm" in Dinarland.

So that alone was plenty crazy.

Which fits right in with the rest of this scheme.

But that was pretty much the last of the craziness we heard about the VND.

Well, besides the rates of course.

Don't even get me going on the insanity of all the rate rumors.

You'll think I'm crazy.

Street rates.

Market rates.

Sovereign rates.

Contract rates.

And don't even get me going on the whole Demand-Your-Own-Rates thing.

Since then, the VND has calmed down quite a bit, yet remains a "regular" in the first basket.

No questions asked, just another crazily concocted piece of the GCR puzzle.

Sure, they said it would get crazy at the end and it was definitely getting awfully crazy at that time, what with numerous people saying this would be our last broke weekend, week, after week, after crazy-filled week.

Therefore, it must finally be the end.

Right?

After all, it couldn't get much crazier than it already was, could it?

Well, not so quick there, Currencyhopper.

It was about to get a whole lot crazier.

Enter the Zim.

Aka; Level 3 Crazy.

That crazy, kooky, silkscreened on 20# standard office copy paper, festooned with "I Promise To Pay Whomever Is Crazy Enough To Believe In This Lotsofzero's Stuff..." in the upper left hand corner, Triple Rock covered, multi-purpose Monopo-money.

And heeeeerrre we go again!

Cue the crazy rumor factory, workin' overtime on the late shift.

Highest numerical value in the history of currency. Check!

Demonitized back in 2009, currently sold as a "collectible", recently "reimagined" as a Bond. Check!

A James Bond.

Shaken, as well as stirred.

Zero's on, zero's off, a multiplyerin' we will go. Check-mate!

You name it, rumor upon rumor, the Zim is awash in it.

The only thing we haven't seen (yet) is an actual photo showing an Alien Clone wearing a gold tie having recently arrived "on planet" from his home on Mars, with his "to go" bag securely by his side, full of Zim notes and receipts, heading off in an electric-powered Uber, on his way to an Exchange Center somewhere in Area 51.

And believe me, I won't be the least bit shocked when we do see it.

Or at least hear about it anyway.

After all, we've pretty much seen and heard everything else.

The one semi-consistent rumor in all this, having been shouted from the rooftops for the past decade plus, is that this RV/GCR thing really is real.

And that it will happen.

And that, when it happens, it will happen "suddenly".

As in one second it won't be there, and without any prior warning whatsoever, poof, there it will be.

That kind of suddenly.

Any day.

Any time.

Almost as if they have it all planned out.

Which, to be honest, I highly doubt they do.

I think they'd like to think they have it all planned out and that everything is working out according to their plan.

But honestly, at this point I think they're pretty much just wingin' it.

Attacking each day's obstacles as they come.

And right along with that statement is that this so called "suddenly" will happen when we least expect it.

Least expect it?

Seriously!?!

How is that even possible.

At this point I think all of Dinarland is fully expecting it.

Each and every second of every minute of every day.

And night.

We're even expecting the unexpected, just in case they try to slide one by us on the down low.

Like, totally unexpected or something.

Yep, basically we've got all the bases covered.

So that when it finally does happen, and I firmly believe it will, it will happen on somebody's watch.

Perhaps they should change "when we least expect it" to "when we least believe it".

By that I mean it could very well happen tomorrow, but we've heard that so many times that 99% of us no longer believe tomorrow even exists.

Let alone that this RV/GCR thing will happen tomorrow.

Yeah, if there is a tomorrow, the sun will more than likely come out somewhere but the RV/GCR, that's still up in the air.

Aloft among the great unknowns.

And believe me, it will take quite a bit of convincing to get us to believe otherwise.

Hopefully, after having given it some time, allowing it to sink in, we'll all get the surprise of our lives, shouting "GAAA-LEE... SHA-ZIM!" as we exit one of over 6,500 Exchange Centers, none of which are located any further than an hour's drive away from our drone-surveillanced homes.

In spite of all that, I still believe it's not a matter of "if" but of "when".

So above all else, be sure to enjoy the ride.

No matter how crazy it gets from here on out.

And remember, the dronified "eye in the sky" will be watching you all the way from your home to the Exchange Center.

So be sure to leave extra early for your scheduled appointment and be certain to obey all traffic laws.

Last thing we need are any last minute surprises.

Other than those unexpected ones we're totally expecting.

Hang in there folks, this ride's about to get a little bumpy and we don't wanna be caught by surprise.

 Kindly,

Dr. Dinar

Disclaimer; I'm not a Wealth Manager, Financial Advisor, CPA, Tax Attorney, RV/GCR Committee member, a U.S.M.C. recruiter nor am I the Mayor of Mayberry. I'm simply someone that chooses to believe in the power of positive thinking and on the odd chance this thing truly is real, I want to make sure I'm there at the finish line to enjoy it.

From Dinar Recaps Archives…….

"Velocity of Money" From Virginia Gentleman

Re-posted for our newest readers……

From Virginia Gentleman   VELOCITY OF MONEY

I know I don't have to state the obvious...GO HAVE FUN WITH SOME OF YOUR NEW FOUND WEALTH. However, I would like to pass on some words of wisdom.

As we get ready to punch it in, please remember to act like you've been in the End Zone before. Take a deep breath and exhale slowly as you collect yourself with the full intentions of acting with class and integrity.

Respectful treatment of others will be an inherent responsibility of your new status, as well as respectful treatment of your money and assets. You owe this to yourself, your family, your neighbors, and your heirs.

Don't hoard it, and on the other hand, don't waste it or give it all away. Save, invest, and spend wisely.

One of the single best things you can do with a small portion, and in effect a very small portion, is to be more generous over at least the next 18-24 months (or the longer) spending your money locally. What do I mean? The answer is the ‘VELOCITY OF MONEY’.

The Velocity of Money is a fairly simple financial concept where a ‘community’ can be positively impacted by the way a group of individuals increase the spending of their money in their economy, and in turn, the ripple effect of that spending as it accelerates throughout that same economy.

It can be local, regional, national, and even global. Velocity of money is most effective in a smaller market with the smaller more predictive population of a local economy, and it isn’t just effective, it is fun for the people spending their increased earnings, or in this case, significant returns on an investment. Yep, that is you!
 
Anyone who has ever lived in a small town or Suburban area where a new large company has come in and opened a large facility and hired a large amount of employees has witnessed this phenomenon.

Money gets pumped in and spending from increased disposable income begins to spread out through the entire community finding its way into the wallets of all the inhabitants.

The goal is to spend your money at local establishments on services, appliances, home improvements, food, entertainment, and such.

More precisely on things like tipping an extra 5-15 percent, using a valet to park at the local steakhouse (tipping extra), go hear a local band (put money in the tip jar), buy cheese or pork or beef at a farmers market instead of 2 month old shrink wrapped processed cheese from a Big Box store or grocer, get an extra manicure or haircut (tipping extra!), get your car repaired at the mechanic down that side road instead of Walmart or the Dealer.

Buy those nicer hiking boots ‘Made In America’, get your computer cleaned up by that geek in the shop she set up in the old 7-11 building, buy your lumber from the local milled lumber supplier not the National Chain hardware store, deal with a local community bank or credit union with a substantial portion of your money… you get it now right.

Think about it. You may be spending either the same amount or perhaps an extra 10-20%, and you’re getting the same things… OFTEN WITH THE BONUS OF MUCH HIGHER QUALITY PRODUCTS WHILE GETTING TO KNOW YOUR NEIGHBORS ON MAIN STREET!!!
 
I personally look forward to trying some of the world’s best Craft Breweries in Richmond (tipping generously) and touring some of Virginia’s wineries (tipping generously)… jealous of you Kentucky folks that can tour the best ‘Bourbon’ distilleries on the planet, or you ‘Whiskey’ lovers in Tennessee just outside of Fayetteville down the Admiral Frank B Kelso highway or those in Nashville who can wander in a restaurant and catch a ‘local’ band like Kenny Chesney, lol. Believe it!
 
By doing this the dominoes of positive change begin to fall within your local community. The ripple effect is that the waiters, mechanics, manicurists, hairstylists, valet, carpenter, plumber, artisan cheesemaker, farmer, and others in your community begin to make more money.

And what do they do? They go out and spend more, tip more, consume more. Your local tax authority makes more sales tax revenue and spends it on improvements.

I’m in America, but the Velocity of Money is true in Canada, Great Britain, Iraq, Vietnam, or anywhere. And guess what? Since this is fun stuff you’ll be doing while spending your hard earned money, you will also be wearing a BIG smile.

There is nothing more infectious and quick to spread goodwill than passing on your smile accompanied by kind words. So be wise with your prosperity and have some fun …LOCALLY.
 
The fruit you bear will fall from your tree and spread its seeds…

Live and grow in the nine fruits of the Spirit and you will sow the nine fruits…

Love, Joy, Peace, Patience, Kindness, Goodness, Gentleness, Faithfulness, and Self-Control.
 
Take care –Virginia Gentleman

Fleming Exchange Appointment Instructions -Reposted

From Recaps Archives

Note: All intel should be considered as "Rumors" until we are making exchange appointments...and “Rates and Dates and exchange instructions ” could change anytime until we get to the banks/redemption centers.

Fleming : Cheat Sheet for Appointment with Supplemental Information( 5.21.2021)

The information in this document is based on the most recent information available. It is not intended to be the authority on the GCR/RV or appointment process. It is expected that there may be changes once final instructions are received. This information is based on exchanges/ redemptions done in the USA. Each country will have its own process and information should be available for all once notifications have been issued.

The redemption/exchange process is streamlined and will be easy and straightforward. The appointment will only be about 15-20 minutes. You will be in and out quickly.

The current understanding (and subject to change) is there will be a “Safe Web Link” or 800# sent to those who purchased currency/bonds online with a registered dealer. This would include: Banks, Travelex, Great American Coin or with the aggregating sites (example: Dinar Recaps, Dinar Chronicles et al). Currently there are approximately 2 million email addresses.

Emails should be coming from Wells Fargo, HSBC, Chase, Bank of America and possibly Fifth Third.

If you do not receive an email, the information will be posted on aggregating sites and/or with those who provide RV Intel.

If you receive an email directly, you may forward it to anyone you gifted currency and/or bonds.

If you received as a gift, you may get the email forwarded to you.

Follow the instructions provided in the email.

You may be asked to verify who you are by answering questions based on publicly available information. This process is similar to when you apply online to open a bank account or a loan.

You may be required to electronically sign an NDA (Non-Disclosure Agreement). Read carefully so you understand what you are agreeing to. The NDA is to protect you. Print a copy for your records and for future reference. At the appointment, you will be signing a paper copy of the NDA.

You may be given an 800# or a unique 800# to schedule an appointment. The number may be to a specific location or you will be giving your Zip Code, to be directed to the closest location.

When you call you may be asked if you have Zim, Currency or both. This is because not all locations will be able to redeem Zim. NEVER say how much you have, and they cannot legally ask.

Remember that bonds (Zim) is redeemed, and Currency is exchanged.

You are free to redeem anywhere inside the United States. You are not required to exchange in your home state. It is recommended that if you live in a small town, that you go far enough from home, so you are not recognized. This is for your safety. There are no restrictions if you want to go to another state. You cannot go to another country to exchange. If you are a US citizen living abroad, check with place of exchange on what options you have available to you.

What to bring to appointment:

1. 2 picture IDs – driver’s license, passport, government ID or anything with your picture

2. 2 recent utility bill statements – this verifies your address

3. If homeless or no permanent address explain this at appointment.

4. Social Security card and/or Birth certificate. These may not be necessary, but bring especially if you have no picture ID.

5. If you have a bank account with a Tier 1 bank (HSBC, Chase, WF, Bank of America) bring your account number and routing number (a blank check will have that info.).

6. If you have a trust, bring the cover and indemnification pages (notarized pages). You may bring the entire trust, but they should only need copies of those pages.

7. Currencies/Bonds – Separate by country and denomination, large to small, facing in same direction. Place each currency into a small plastic bag.

8. If you have a lot of currency, recommend you create a tally sheet of how much of each currency/bond you have.

On day of appointment dress professionally. Do not dress to a point that you are uncomfortable.

Allow yourself plenty of time. Know where you are going and where to park if in a large city/urban area. Do not use Uber or Lyft type services. You might consider hiring a professional security company for transportation if safety is a concern.

Do not share with anyone purpose of your appointment or what you are doing.

Make a list of anything that you need in the first 10 days. Do you have any emergency needs like housing or medical, etc.

If you are redeeming Zim, make a 3-6-month budget. Budget does not include existing debt. Zim proceeds will be placed into a structured payout. Structured payouts take approximately 3 months to set up. By having a budget, you can have funds available for living expenses during that 90-day window.

It is expected that close of appointment that you will receive a debit card with 1-2% of Zim proceeds. Unless you have a large amount of currency you should have access to those funds the same day or within 24-36 hours. Large currency holders may have to put a portion of their funds into a structured payout.

Rates on currencies are based on Street rate, International and Contract rate. Not all currencies have a Contract rate. You can ask if there is one. You will want to know if there are conditions for receiving the contract rate and what they are. *See supplemental information for definitions.

The Redemption Centers will have a default package. This package includes rates, fees, services and benefits/perks. The default rate will be the International rate. If this is agreeable, you simply will follow through on signing all documents.

Leave with copies of all signed documents and any business cards.

Banks are reporting that there will not be time to create a skeleton trust at appointment. If possible, set up appointment for immediately after exchange to meet with a trust attorney or Trust Co. representative to have a trust created. Be prepared to have a unique trust name picked out. Also, who your beneficiaries will be and a successor trustee (person who will take over for you should you not be able to manage duties). Trust name should not be something associated with you directly.

When you get to the actual exchange process:

1. They will run your currency/bonds through the DE LaRue machine. This machine counts and verifies the authenticity of your currency.

2. If you do not like what is being offered, you can ask if any portion is negotiable.

3. You may be asked what you plan to do with funds. If you are redeeming Zim, the expectation is that you would do humanitarian projects, but is not required. At end of this document is a list of projects that you can choose from to support if you wish. (No longer 80/20 requirement on the Zim)

4. Historically, they have been looking for the following things in projects:
   i. Projects are global in nature – start local and grow outward
   ii. Job creation
   iii. Duration – multigenerational
   iv. Improves economy and helps businesses impacted by Covid

The best way to talk about your projects is to explain a problem and then how you want to fix it. Example: Homelessness – want to build safe affordable housing.

Your project should be typed up in a 1-3-page format with bullet points. This just makes it easy for them to read. Attached at end of this document is a cover sheet for your project. A copy of your project write up will be left at Redemption Center.

If you do not like the default package (rates, fees, services and perks) you may be able to request to talk to someone about what you plan to do and why you need something different than being offered. You may be given a Safe Keeping Receipt (SKR). This is where your currency/Bonds are recorded, and you are given the SKR. You will then work with a Trust company and/ or Wealth Manager to assist with negotiations and preparing the needed information.

Discuss what fees they are charging for exchange. It may be that the fees have been calculated in the rates. It is ok to ask if you can negotiate fees. In many cases, you may be further ahead to just pay the fees. This is something you can ask about. The same is true for services and perks.

If all is agreeable, sign and get copies. Remember that any agreements can be rescinded within 72 hours/3 days by law. You may ask if that time can be extended to allow you time to meet with professionals and to come back and renegotiate in your best interests.

You will open a new bank account for each currency and/or bond you are redeeming/ exchanging. These accounts will be under trust account name if you have one.

Each person will be given a US Treasury Account and be in the QFS.

You can take your spouse to appointment or not. You do not want to take anyone who is not familiar with this process as they may end up slowing everything down with too many questions.

Below are some questions to ask and some may not be necessary under the new Banking System.

a. Do the funds from each currency/bond need to be in separate accounts?
b. What about fund protection: Does FDIC still apply, or do I need a Lloyds or Cdars Insurance for amounts over $250,000? Is this something they can assist with?
c. I have been told that these transactions are non-taxable, if not, should that not be true, will you provide in writing that I will have access to the funds to pay taxes.

Ask for a full explanation of what the CAP’s and restrictions are and how they work. How are they scaled and what are the benchmarks for restrictions to be removed?

Read everything they give you including the NDA. If you do not understand, ask until you do. OR if you feel you need help, ask if there is an attorney available who can help.

Be respectful – they are not trying to trick you or deceive you.

Discuss Bank Perks – on the private banking side there are perks that you can request. Understand that you will be paying for them. They typically are tiered – so the more AUM (assets under management) you have, the more options you have.

Let them know you are aware that there will be a number of essential tasks to be addressed in the next 10-15 days. Tell them you will be needing help in setting appointments and managing those tasks. Ask if they can provide you with someone who can help.

Below is a list of possible tasks and list of professionals for short term and long term.

a. Establish primary irrevocable trust and any additional trusts or structures. Basic trust components may include:
i. Complex
ii. Non-grantor
iii. Discretionary
iv. Spendthrift
v. Asset protection
b. Meet with Security and Risk management team
c. Wealth Management Team
d. Attorneys and CPAs
e. Establishing short- and long-term priorities
f. Education for self and family – ask what time frame is for completion

There will be a number of decisions that will need to be made post-exchange appointment including meeting with or hiring professionals to assist you. The list below is intended only as a guide.

a. Accounting / Tax
b. Acquisitions
c. Administrative Assistant
d. Art/Advisory Collection
e. Asset Management
f. Aviation Safety Training
g. Brand Identity / Web Design
h. Charity / Philanthropy
i. Compliance / Oversight
j. Concierge
k. Consultancy
l. Precious Metals
m. Digital Privacy / Cyber Security
n. Education Consultancy / Private Tutor
o. Employee Screening
p. Hiring Advisors / Human Res. Search Team
q. Events/ Lifestyle Management
r. Family Office / Software Solutions
s. Family Video Biographies
t. Genealogy / Family History
u. Governance Specialists
v. Home Entertaining / Party Service
w. Ind. Wealth Mgmnt
x. Insurance
y. Interior Design/ Consultancy
z. Intern. Foreign Exchange
aa. Legal
bb. Medical / Health
cc. Mobile/ Telecomm
dd. Private Banking Adv/instructor
ee. Multi-Dimensional Governance
ff. Family Office
gg. Public Relations/ Comm
hh. Private Aircraft Mgmt/Charter
ii. Property / Hotel / Comm &Res
jj. Security / Risk Mgmt
kk. Security / Protection Services
ll. Succession Estate Planning
mm. Training / Wealth Transition Adv
nn. Trust/Fiduciary
oo. Venture Capital Investments
pp. VIP Travel

Supplemental Information
Many are new to this and often terms are used incorrectly, switched, or interchanged. It is more important that you understand what terms mean when you get to your appointment.

DEFINITIONS

Tier 1 Bank: Tier 1 banks are those that hold the highest assets. They include: include: HSBC, Wells Fargo, Chase, Bank of America.

Full-Service Banks: Banks that offer a full range of services including a foreign exchange department. Credit Unions are not usually Full-Service.

Types of Rates:

Front screen/Street Rate: This is the rate you see when you look to purchase or sell currency. The buy rate is higher than the sell rate and the bank always includes a fee. The fee includes the bank portion and the UST portion.

International Rate/ Back Screen/ Default: This is the rate that is used for trading. It is higher than the front screen/street rate. Example: Street rate per million Dong: $1180. International rate: $470,000. To receive international/default rated does require that you sign an NDA. This protects you and the bank.

Contract Rate: This is a rate that is agreed to between countries. Any contract rate is a written agreement between two parties. When you hear “contract rates” associated with the RV, it is often being misused.

Unless you have a written agreement with another, you do not have a contract rate.

If you negotiate for something different than the default, then you will be signing a written agreement and that would be your contract rate.

In the context of the US, it has written agreements with other countries, specifically Iraq and Vietnam.

With Iraq, it is sometimes referred to as “contract for oil”. This is an agreement between governments. The US holds Iraqi Dinar and will receive that contract rate.

Not all currencies have contract rates.

Currently, if you hold Zim, contract rates will not be available. This is because you will receive more from the Zim than you will with a contracted currency rate.

NDA – Non-disclosure agreement

The NDA is a written agreement between two parties that specifies what cannot be disclosed or shared. Usually there is a time limit, 90 days +. As relates to the RV, you are agreeing to not discuss what rate you received for your currency and Zim. The RV transaction is a private transaction. The UST does not want you talking to the public about your private transaction.

If you choose not to sign an NDA, you will go with the public (Tier 5) and will receive Street Rate.

Who can participate? Generally speaking, you can participate in the RV if you are not and have not participated in gangs, legalized crime, murder, human trafficking etc. If you are unsure, make appointment and ask when you get there.

RV Tiers:
T1 = Governments
T2 = Military, those who put this together, groups
T3 = Humanitarian Organizations/Groups and SKR groups
T4 = Internet group – those who follow what is going on with the RV
T4A = Individuals with SKRs, now part of T3
T4B – Individuals, Internet Group
T5 = Public

SKR: Stands for Safe Keeping Receipt. This is where someone who is licensed and authorized to be a Paymaster (usually an attorney) represents a group of currency holders (were originally done prior to Zim being in the offering). They sign a contract and agree to a specified rate. There are not and have not been any new SKR groups for several years.

Prosperity Packages: These cover a very wide area. Includes funds from large trusts such as St. Germain, Rodriguez, Heritage and Mitterrand Trusts will be used to assist the Common Man and help with some debt relief.

Adjudicated Packages: These are lawsuits where plaintiffs won the legal cases. The largest are: CMKX, Native American Claims, Farm Claims, and others. You will know if you are already a part of these.

CMKX: A diamond mine that oversold stock with the help of the SEC. They were sued by key stockholders and won – often referred to as an Adjudicated Package.

Farm Claims: Lawsuit that involved farmers who were unfairly taken advantage of by bankers. They sued and won.

Currency Basket: Originally there were a few baskets with different countries’ currencies revaluing approximately six months apart. There are 22 currencies that are scheduled to go initially.

Once all currency are asset backed, that currency will be exchanged at 1:1 and it will not matter if it is a Mexican Peso or a Dinar. The RV is about creating a level playing field. Not all currency rates will rise in value and some will fall.

List of currencies:
• US
• UK
• Kuwait
• Canada
• Mexico
• Russia
• China
• Venezuela
• Iranian Rial
• IRAQ
• Indonesia Rupiah
• Malaysia
• Vietnamese
• Brazil
• Saudi Arabia
• Qatar
• United Arab Emirates
• Turkey
• Afghanistan
• India
• Libya
• Japan

If you do not have a project but wish to help, below is list of 15 categories of projects from which you can choose. Each category is associated with an Executive Order (EO). You can look up the EO to learn what the focus is. This will help if you do not have an existing project.

• Infrastructure – (There are 5 EOs related to infrastructure. One is #13807 8/15/2017 – Review purpose and what is needed)
• Energy
• International and American business
• Security
• Violence and criminals
• American Indians, refuges and pacific islanders
• Housing
• Technology and space
• Agriculture, oceans, water
• Health
• Spiritual
• Terrorists
• Education
• Financial and money
• Veterans

Project Cover Sheet
Name of Project
Name of Submitter
Phone number
Email Address
Date of Submission
Description of the project – give as much detail as possible. (If you have a plan or outline prepared, attach this form to front of that plan).

10 Powerful Quotes That Made Me A Millionaire

From Recaps Archives

10 Powerful Quotes That Made Me A Millionaire
By Dale-Partridge

Make Your Passion Your Profession

With an overwhelming access to knowledge, this generation often finds itself ten feet wide and one inch deep. Knowing a little about everything but never enough about one thing to matter. We have no shortage of words; rather, we have a shortage of the right words.
  
Poetry has been defined as the best words in the best order. But I believe it goes beyond a poem.
 
The right words listed in concert and color can articulate a comprehensive and deep meaning in just a few characters. A meaning that can fasten your fears to the floor and allow you to step into progress.
 
Anchors that keep us straight and hold us tight – almost like an injection of clarity and control for our most uncertain of times.

Ultimately, words are the stones that bridge the gap to our furthest destinations. From incomprehension and overcoming indifference to closing a sale and believing in God.
 
 Words make up how we think, what we know, and who we become.
 
But the right words change your life. They can change your story.
 
Here are the words that have changed mine.
 
1. "Never get too busy making a living that you forget to make a life."
 
Who Said It?: My Grandmother
 
How It Has Helped Me:

Getting lost in something you love often results in getting lost in general. We live in a culture that measures our success by how much money we make rather than the fullness of our lives.
 
Over the 13 years I've spent building businesses, I've learned the months that feel weighted to one side typically follow a season spent living in the absence of this quote.
 
2. "Speak to people how they need to hear it, not how you want to say it."

Who Said It?: My Mentor
 
How It Has Helped Me:

Empathy is a difficult virtue to master. As an entrepreneur, the best marketing is performed by those who can step into the customer's pain. To put words to their emotions and to create products that solve their most trying problems. As leaders, we must not forget that thoughtfulness is the most effective form of communication. 

3. "Your greatest weakness is often the overextension of your greatest strength."
 
Who Said It?: Jason Benham
 
How It Has Helped Me:

I'm a natural teacher. Speaking, selling, and convincing others is almost instinctive to me. But far too many times I've been kicked in the leg by my wife for not shutting my mouth.
 
As I've matured, I'm learning that the overuse of our inherent gifting can backfire. The secret is learning to take it to the very edge, and stop.
 
4. "A designer knows he has achieved perfection not when there is nothing left to add, but when there is nothing left to take away."
 
Who Said It?: Antoine de Saint-Exupery
 
How It Has Helped Me:

A designer is someone who can make something more beautiful than someone else with the same tools at the same cost. Beauty is my secret weapon. But the more I practice design, the more I realize its purpose is not to draw our eyes to many things, but one thing.
 
So whenever I dislike the aesthetics of something I'm working on, whether it's landscaping my backyard or designing a new website, my first step is to take something away.
 
 
5. "The goal of an argument is to win their heart, not just their mind."
 
Who Said It?: Matthew L. Jacobson
 
How It Has Helped Me:

I used to HATE arguments. For a season, I was even passive. But arguments, debate, and marketing are all important pieces of the persuasion family. In my experience, the secret to removing a fear of confrontation is to re-establish your respect for others.
 
It's to realize our thoughts are directly connected to our hearts. Winning an argument and losing their heart is a cause for hurt. But winning both is a cause for respect. Remember, people don't care what you know until they know that you care.
 
6. "It's impossible to be spiritually mature while remaining emotionally immature."
 
Who Said It?: Peter Scazzero
 
How It Has Helped Me:

Nothing is independent. Over the years I've learned my relationship with God can only go as far as my capacity to connect with His people.
 
Too often, I find myself trying to simplify my spirituality to a one-dimensional experience – as if I can compartmentalize my faith absent of others. But I can't. Because maturity in any area requires maturity in all areas.

7. "We change when the pain of staying the same is greater than the pain of changing."
 
Who Said It?: Dr. Henry Cloud
 
How It Has Helped Me:

The old saying, "if there's no pain, there's no gain" reigns true. But in life, pain doesn't always equal bad. I've learned to re-associate pain with growth or new or beginning.
 

It's helped me not to spend my life avoiding pain but instead identifying pain that is good for me. The pain that grows me. The pain that changes me. The pain that forms me into the person I was intended to be.

8. "Who we listen to will determine who we will become

Who Said It?: Unknown
 
How It Has Helped Me:

I don't give my eyes and ears to many. Because my history tells me those I give permission to speak into my life will determine the direction of my actions.
 
It decides the life that I’ll end up creating. It calls for a change in behaviors that will ultimately adjust my current state of existence. Be cautious with whom you lend your ears. If we let the wrong person in, we could find ourselves far from who we want to become.
 
9. "Success occurs when we shift our efforts from making a million dollars to helping a million people."
 
Who Said It?: Dharmesh Shah
 
How It Has Helped Me:

I spent many years trying to make money to make money. It felt hollow and empty. And surprisingly I didn't make much money either. It wasn't until I had a genuine heart for helping others that I saw a significant jump in my income. Success is often counterintuitive.
 
What looks like the answer to many is often the path to mediocrity. Instead, the harder path is typically the right path. The path to a more sincere prosperity.
 
10. "If you don't build your dream, someone will hire you to build theirs."

 Who Said It?: Unknown
 
How It Has Helped Me:

This quote is a bit like of a backhanded encouragement. It's harsh, but it's true. You can either use your resources (time, energy, passion, etc.) to build the life you want or you will be used as a resource to build the life someone else wants. For me, this quote has been the motivation I needed to become a creator instead of a supporter.

https://startupcamp.com/10-powerful-quotes-made-successful/

How To Deal With Sudden Wealth Syndrome and Manage Newfound Riches

From Recaps Archives

How to Deal With Sudden Wealth Syndrome and Manage Newfound Riches

By Amy Livingston

A lot of people have fantasized about suddenly striking it rich. They imagine that a financial windfall – inheriting a fortune from a distant relative, collecting royalties for a best-selling novel, or even winning the lottery – would make all their dreams come true. They picture themselves traveling the world, lounging on beaches, sipping champagne under blue skies while palm trees wave in the breeze.

But when this dream of sudden wealth actually comes true, it often turns into a nightmare. Instead of feeling happy and carefree, people who get rich quickly tend to become stressed and anxious. Their relationships often suffer too, as the money creates distance between them and the people they were once close to.

Sometimes, the newly wealthy try to comfort themselves by going on a wild spending spree. Unfortunately, this often makes matters worse. If the money isn’t as limitless as they thought, their newfound wealth quickly disappears, leading to even more stress.

These problems are so common that psychologists have given them a name: “sudden wealth syndrome.”

Now, maybe you think that if you came into a fortune, you’d be able to avoid these problems – or at least that you’d love the chance to try. But sudden wealth syndrome can happen to anyone, and it’s important to be aware of the problem. That way, if you ever find yourself with a windfall, you’ll know what symptoms to watch out for and how to head them off.

What Sudden Wealth Syndrome Means

Sudden wealth syndrome can damage your life in several different ways. It can lure you into reckless investments or overspending, which can leave you worse off financially than you were before the windfall. It can also cause mental and emotional stress as you struggle to adjust to your new lifestyle. And finally, it can put a strain on your relationships with others – both old and new. 

Effects on Finances

Ironically, gaining too much wealth too quickly can hurt your finances in the long run. People who acquire large sums of money all at once, rather than building it up over time, often lack the skills needed to manage it wisely. They don’t have a good sense of what things really cost or how much they should expect to pay in taxes. They simply assume they can spend as much as they want – and by the time they realize they’re wrong, they’ve often run through most or even all of their new fortune.

This problem shows up with all different kinds of financial windfalls, including:

Lottery Winnings. A famous 2010 study in the Review of Economics and Statistics looked at nearly 35,000 people who won between $50,000 and $150,000 in the Florida lottery. It found that within five years after their wins, more than 1,900 had filed for bankruptcy. This made the bankruptcy rate for lottery winners in Florida nearly twice as high as regular Florida residents.

Inherited Wealth. A 2012 study in the Journal of Family and Economic Issues found that people who inherit large sums in their twenties, thirties, and forties only save about half the money. They either spend the rest or lose it through poor investments.

Short-Term Income. Even people who earn their riches don’t always know how to put them to good use. A 2015 paper in the American Economic Review looked at NFL players drafted in the late 1990s and early 2000s, who earned more in a six-year career than most people do in a lifetime. It found that 15% of them had filed for bankruptcy within 12 years after retirement. Depending on how you measure, that rate is either close to or much higher than the typical bankruptcy rate for men their age – most of whom earn much less.
 
Effects on Emotions

Even when people know how to handle a windfall financially, they can’t always handle it emotionally. Sudden wealth often brings with it a range of new and unpleasant feelings, such as:

Shock. The newly rich have trouble believing the money is really theirs. Sometimes, they’re afraid to tell anyone about their good fortune because they don’t quite believe it.

Guilt. They feel like they don’t truly deserve the money. Often, they notice that others envy their good fortune, and this makes them feel upset and lonely.

Uncertainty. Instead of feeling empowered by their new wealth, they feel paralyzed. They have trouble making even the smallest decisions about what to do with the money.

Anxiety. They fear their newfound wealth will somehow vanish just as suddenly as it appeared. They often develop what therapist Stephen Goldbart calls “ticker shock” – watching the stock market obsessively to make sure their new fortune isn’t losing value.

Goldbart, who often works with the wealthy, says in an interview with WebMD that the newly rich often face an “identity crisis” – especially if they’re still fairly young. Because they no longer need to work for a living, they feel cut off from their peers in the workforce. They aren’t sure how to see themselves as “retired” when their working lives have hardly begun. By contrast, people who strike it rich in their fifties and sixties often handle it better, partly because it’s seen as normal for people to accumulate wealth as they age.

Effects on Relationships

Just as the newly wealthy begin to feel uncertain about themselves, others in their lives often act differently towards them. Close friends and family members often resent their good fortune and treat them with rudeness or disdain, and the newly wealthy feel lonely and isolated as their old friends pull away.

Meanwhile, other people in their lives start acting more friendly and affectionate than before. Instead of easing the loneliness, this show of affection often makes it worse, because they suspect these people are interested in the money and not in them.

They imagine these people are hoping their newly wealthy friend will choose to lend money to family and friends, handing it out to anyone who asks. The newly wealthy tend to pull away from these “friends” as well and feel even more isolated as a result.

In many cases, their own behavior is part of the problem, as well. Their new wealth gives them the freedom to enjoy travel and other luxuries that some friends can’t. If they decide to take off for a week in the Bahamas, most people they know won’t be able to drop everything and tag along – even if their wealthy friend is picking up the tab.

Sometimes, the newly rich try to fill the hole in their lives by forming new friendships with people who share their lifestyle. But even with other wealthy people, it can be difficult to tell if these friendships are genuine or opportunistic.

How to Deal With Sudden Wealth

The above makes it sound like striking it rich could be the worst thing to happen to someone, rather than the best. But it doesn’t have to be. When you are aware of the signs and symptoms of sudden wealth syndrome, you can take steps to protect yourself. You can also learn how to handle your new wealth so it adds to your life, rather than detracts from it.

Protect Your Wealth

The first thing you need to know when you come into a large sum of money is how to protect that money so you don’t lose it all. Here’s what experts recommend:

Keep It Quiet. Financial planner Robert Pagliarini, writing for Forbes, says that when it comes to sudden wealth, “the fewer people who know the better.” By keeping your good fortune a secret, you can avoid the pressure from swarms of people – friends, businesses, and charities – seeking a piece of it. You can also avoid being bombarded with financial advice, which, even if it’s well-intentioned, isn’t necessarily welcome.

Avoid Hasty Decisions. Don’t rush into any decisions about how you’ll spend or invest your new wealth. Avoid making any promises – financial or otherwise – until you know exactly how much you have and how much you can afford to spend.

Financial expert Susan Bradley, author of “Sudden Money: Managing a Financial Windfall,” recommends spending your first few weeks, or even months, as a wealthy person in a “decision-free zone.” This gives you time to process your feelings about your situation before you to decide to act.

Figure Out What You Have. Before you can start putting your money to use, you need to work out how much you really have. This isn’t always obvious at the outset. For instance, as this CNN article explains, a New York City resident who wins a $1.5 billion lottery jackpot and chooses to take the money as a lump sum will actually end up with only $577 million after taxes.

Similarly, if you’ve inherited money, you’ll need to read the exact terms of the will and find out what form the money comes in and what limits there are on how you can use it. So, before you spend a dime, go through all the legal papers tied to your cash windfall, fine print and all. Highlight any terms you don’t understand and look them up, taking care to use only reliable sources.

Set Goals. Once you know how much money you have, start figuring out what you want to do with it. Think about both short-term and long-term goals. You can break these down into four areas: lifestyle, family, future, and charitable donations. This exercise will help you figure out how to spend your windfall wisely.

Hire an Advisor. Once you know what your specific goals are, you can work out how much money you need to put towards each one. This is where a professional advisor can be a big help. A qualified financial advisor can help you figure out how much you can afford to spend each year so your money will last.

They can also steer you towards sensible investments to make the most of your money. To find a financial advisor, start by asking for referrals from friends, family, and professionals you trust, such as a family accountant. Then take the time to vet all the candidates, looking into their background, philosophy, references, and fees. Don’t rush this step; having a financial advisor you can trust is well worth the wait.

Keep Your Guard Up. A financial advisor can also help you in another way: by protecting you from requests for handouts. Refusing to lend money to friends and family can be awkward, but it’s easier when you can say, “I can’t make any loans without checking with my advisor.”

Your advisor can also handle other types of money-seekers, from charities looking for aid to people trying to squeeze money out of you via threats or frivolous lawsuits. You can tell all these people to send their requests to your advisor, which will help shield you from constant pressure.

Control Your Access to the Cash. There’s one more person you need to protect your wealth from: yourself. If you know you won’t be able to resist blowing through your money, then it’s best to stash it away where you can’t get at it easily. For instance, you could use some of the money to buy a house with cash, put some into college savings funds for your kids, and sequester some in retirement funds.

Get Used to Your New Wealth. Finally, take some time to adjust to your new position. Don’t start thinking of yourself as a rich person and spending willy-nilly, or you probably won’t stay rich for long.

Instead, get used to the new income level you’ve worked out with your financial advisor and do some experimenting to see how much it can buy. If you’re really itching to spend some of the money, experts suggest allowing yourself one clearly defined splurge, such as a vacation or a new car.

Enjoy that one luxury and get it out of your system, then settle down and live sensibly on your new income.

Protect Yourself Emotionally

Taking it slow with your newfound wealth can help you financially, as well as emotionally. It lets you process your feelings about your new situation, instead of trying to adjust to a new identity overnight.

The time you spend in the “decision-free zone” will ease you through the shock of suddenly being wealthy. It will allow you to get over your uncertainty and figure out how to invest your money in ways that fit in with your goals and values. This, in turn, will help relieve you of the anxiety about possibly losing your wealth and convince you that you really do deserve to have it.

However, many people need a little more help getting over the emotional stress of going from rags to riches overnight. Bradley says most people dealing with sudden wealth syndrome should consult a therapist. It’s much easier to get through this transition with the help of a professional than to do it all on your own. After all, you can certainly afford it.

Protect Your Relationships

Protecting your new wealth is paramount, but protecting your relationships with others is important too. Experts say one of the biggest mistakes newly wealthy people make is to retreat from the people who were once close to them. Often, they do this because they’ve become insecure and suspicious, fearing that everyone around them is only after their money. Whatever the reason, this behavior only leads to loneliness.

To avoid this problem, experts advise that you make the effort to stay close with your friends. Continue to take part in the same activities you’ve always enjoyed with them, whether that’s a weekly yoga class or a poker night. Holding on to established friendships will help you stay grounded, and having an active social life will cut down on your stress level.

It’s also important to avoid pushing friends away by accident. When you’re suddenly wealthy, it’s easy to get carried away with spending behaviors that your friends can’t easily keep up with. If you suggest replacing that casual poker game with a trip to Monte Carlo, you’ll probably end up leaving your friends behind. So, make a point of remembering their financial limits when you get together.

Finally, remember that while you don’t have to give money to everyone who asks for it, it’s a nice gesture to share the wealth in ways of your choosing.

For instance, flight-attendant-turned-entrepreneur Sandy Stein shares in a BBC interview about how she took one of her best friends from her airline days on a polar bear expedition. Gestures like this – treating your friends to a trip or a social outing – are a way to show your true friends that you still care about them.
 
Final Word

One of the biggest problems for people with sudden wealth syndrome is that they don’t get much sympathy from others. To a person who’s still struggling along on minimum wage, it’s hard to imagine that a neighbor who just won the lottery could actually be having a difficult time dealing with the change. Many newly rich people don’t dare talk to their friends and family about the problem, because they think it makes them seem obnoxious.

If you’ve just come into money, one of the most important things you can do for yourself is to acknowledge that it is stressful, and it’s okay to need help to process it. When you understand that gaining money is a real source of financial stress, it becomes easier to deal with it like you would any other kind of stress.

Talk with friends, get some exercise, and, if necessary, see a therapist – and don’t feel embarrassed about doing so. Being stressed out about a financial gain is no more shameful than being stressed out about a financial hardship.

Do you know anyone who’s suffered from stress due to sudden wealth?

https://www.moneycrashers.com/deal-manage-sudden-wealth-syndrome/

Possible Bank Perks To Ask About At Our Exchange Appointment

From Recaps Archives:  Good to make a copy of….some may or may not appeal to you. or be available.anymore , but doesn’t hurt to ask.

Possible Bank Perks to ask for at your Exchange Appointment .
 
AUM - Assets Under Management

1. No fees ever for foreign currency exchanges

2. Provide a Private Banker/Wealth Manager at the time of exchange to initially park the funds in an non-interest-bearing account overnight and sweep those funds into other non-interest bearing accounts within your bank the following day; until I meet with bank advisers and other financial professionals and make some general guidelines for the management of these funds and the distribution of a portion of these funds through your bank, trust, and LLCs.

3. Family Office Services

4. Perks can be based on AUM (Assets Under Management) in a tier grid

5. Discounts on AUM fees

6. No fees ever - no fee to deposit/wire transfer money

7. No Broker fees ever

8. Free Safe Deposit Box, Certified Checks, Notarized, Courier Services

9. Provide Excess Deposit Insurance (i.e. Lloyds of London and/or Travelers) or Abbott Downing

10. Provide Senior Wealth Managers/Investment Bankers for selection

11. Tax/Business/Estate Attorney & CPA

12. Private transactions representation –assistance in buying a house/car/anything ( my trustee will purchase through my bank) 13.

Free Due Diligence Services provided for outside investment opportunities(research on any person or service) they will get it

14.100% funding availability (immediate Funds) before we leave

15. Unlimited Platinum or Black Visa Signature Debit & Credit Card with no ATM fees

16. Line of Credit available

17. Group Health Insurance - to cover the signers and families of depositors

18. Guarantee 12-15% interest per year on deposits

19. Bank Trading Platforms & Repurchase Agreement Sweep Accounts

20. Short Term/High Yield Interest Rates

21. Assist in opening an offshore bank account with affiliate bank for foreign investments

22. Access to information on great investment opportunities

23. Pre-IPO deals

24. Provide free Executive Privacy Plus subscription with Reputation.com

25. Sports tickets in suites and on the floor (Football, Basketball, Baseball, Boxing, Tennis, Golf, NASCAR & etc.) Also, special events like the Super Bowl, NBA Finals, College Bowls, NCAA Final Four, World Series &the Olympics. Based on AUM in a tier grid

26. Entertainment & Concert tickets in suites and on the floor (Music Concerts, Entertainment Awards Shows, Premier Movie Screenings, TV Show tickets & etc.) Based on AUM in a tier grid

27. Limousine & VIP transportation based on AUM in a tier grid

28. Private Jet Travel (5-25 flight hrs. per mo.) based on AUM in atier grid on flight hours per month

29. First Class seats/commercial airlines based on AUM in a tier grid

30. Private Yacht access/usage (40 hrs. annually) based on AUM in a tier grid on access/usage hours per year

31. Donations to our favorite charities (Banks matching a certain percentage)

32. Prime seats at charity events

33. Suites at Luxury Hotels & VIP Dinners at Restaurants based on AUM

34. Membership fee & Annual fees to Inspirato Core resorts & residences

35. Membership fee & Annual fees to Exclusive Resorts & Residences for 60 days with Priority Holiday Access annually

36. ClubCorp Private Membership based on AUM

37. Spa & Massage Club Membership based on AUM in a tier grid

38. Concierge Services 24/7 based on AUM

39. Provide a free Vertu Ti cell phone & concierge subscription service for  members with $1 million and over AUM

40. Free Family Financial Education provided for group family members

41. Provide any and all other perks that was not mentioned